• Report: #654058

Complaint Review: iMAX Bancard Network

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  • Submitted: Friday, October 22, 2010
  • Last Posting: Wednesday, January 12, 2011
  • Reported By: Tusde — Colorado Aprings Colorado United States of America
iMAX Bancard Network
Internet United States of America

iMAX Bancard Network NOT free, NOT helpful, NOT customer 'service' Internet

*UPDATE Employee: Sleep Medication


1Author 0Consumer 1Employee/Owner

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In September 2009, I was on sleep medication that caused me so sleep walk, eat, and apparently sign up for stuff on the Internet. I accidentally signed up with this company for a merchant account. I called as soon as I woke up and realized what I had done. They refused to void the contract and insisted that I pay $250 for cancelling the account.

I did not have the money and was not in the mental condition to deal with the account at that time. On Oct 20, 2010, I called to see if I could cancel the account. A representative named Bruce was very condescending to me and told me that they would not work with me on anything. He told me that I would be billed for the amount and have 10 days to pay. I said 'ok, whatever.'

Two days later, my account is overdrawn due to iMAX taking $250. My children would not have groceries for the rest of the week, so I called to complain. Again, I spoke with Bruce. I asked him if he understood what the companies actions have done to my family. He said he didn't care, and he would sleep very well. He called me a liar and said if there wasn't money in my account, then the payment wouldn't have gone through. I told Bruce that not only did I have overdraft protection on my account, but now I have an NSF fee placed on my account as well. I asked him if that was how the company practiced business and customer service, and if they just rolled the dice, charged me, and waited to see if my bank would pay anyway. Not only did they ignore my plea that I was broke at the time, but they went through with the transaction, which caused my family to be worse off than before. Bruce, again, let me know he didn't care, and a 'normal person would have hung up sooner' than I would 'and let the problem go.'

He gave me his supervisors name, Marea (guessing on the spelling) Mendez and her extension, but she is always 'on the phone' and does not return messages.

This report was posted on Ripoff Report on 10/22/2010 10:47:55 AM and is a permanent record located here: http://www.ripoffreport.com/home-based-business/imax-bancard-network/imax-bancard-network-not-free-7c258.htm. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
1Author 0Consumer 1Employee/Owner
Updates & Rebuttals

#1 Employee

Sleep Medication

AUTHOR: Imax - Valencia (USA)

 

At iMax Bancard we take our customer service very seriously.  As per the merchant’s complaint, the account was opened in September 2009 and closed October 2010 which shows the account was opened for over a year.  The terms and conditions of the parties’ commercial relationship with us are contained in the Merchant Agreement entered into between the parties. Merchant had applied for a merchant account online. To apply on-line, you need to provide certain personal and business information.  In order to obtain a merchant account from iMAX Bancard, you must indicate acceptance of the terms and conditions of the Merchant Agreement by clicking the “I agree” button after filing out the Merchant Application.  Furthermore, our Merchant Agreement discloses our 3 year term clearly during sign up.  In addition to our contract term, we have a policy that if you were to call within 30 days of approval, and did not process we would have closed the account with no ETF fees & possibly issued a refund.  Merchant claims she called next day, but if she did, we would have cancelled the account in question with no fees or hassles. Please contact us if needed.

 


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