Farmers Home Furniture Life of the South Insurance co. Insurance rip-off Aiken, South Carolina

I have an account with Farmers Home Furniture.  When I started the account I purchased insurance to cover death, injury or unemployment.

When I became unemployed and applied for the insurance to help with my payments I was denied.

I have heard two reasons, first; I did not work long enough to qualify for benefits.,;second; They do not pay if you become disabled.

I have had this account since 2003 and never had a complaint until now.  All they are doing is collecting money for insurance premiums that they have no intention of ever paying.

I feel completely cheated after paying  so long for insurance to cover me in case of any circumstance only to be told that I am not eligible for compensation.

If an insurance company is not going to pay a claim then they should not accept payments for coverage that evidently does not exist.