One could make an argument that having to pay taxes is a ripoff, but you wouldn't get very far.
It sounds like they tried to accomodate you with a payment plan and you were unable to stick with that. Wanting to pay is not good enough, particularly for someplace that's cash strapped like Detroit.
Sorry you're having to deal with this for a second time, but at some point you've got to ask yourself if you can realistically afford to own a home.