AFNI COLLECTIONS Sent two letters for past debt from 1999, that have never been on my credit reports, Internet

You better check your credit report....AFNI specializes in placing old debts like these on credit reports.

If they've done this, file complaints with the Illinois Attorney General against them.

The first thing you need to realize is that AFNI are ONLY "third party" debt collectors. They are NOT "attorneys". I say this because you posted in the Attorney category instead of the debt collector category.

The second thing you need to educate yourself on is that ONLY the credit reporting statute of limitations is 7 years, which has nothing at all to do with the statute of limitations on the actual legal enforcement of debt collection through the civil process.

Individual states have different SOL's that range from 3 to 15 years, but none are 7 years.

STAY OFF THE PHONE!!

Never speak to any third party debt collector on the phone. Doing so can ONLY hurt you, as even discussing a payment could be considered validation of the debt restart the SOL which would enable them to sue you.

Send these idiots a CEASE COMMUNICATIONS request as per your rights under the FDCPA which you can obtain at the FTC website.

Send this request by certified mail, return reciept requested. Be sure to put the certified# in the body of the letter itself, and keep a copy for your records. This procedure is VERY important as it proves exactly what you sent. And, most important, do not sign the letter as your signature could end up on a "contract". Not uncommon with these lowlife.