AT&T Wireless AT&Ts New Motto: "Screw the Customer at all Costs" Atlanta, Georgia

shouldn't have internet.

No rip off here, just another case of rampant stupidity.



You cancelled your service just a few days before the contract end date??

WHY??

You couldn't wait a few days so you could avoid the early termination fee??

Again, I ask, WHY???

Makes no sense.



Business account?

And you need 4 months to pay off 1 months' bill?

How bad does your business suck??



It appears to me that you were already at least 1 month behind when you cancelled, and most likely ran up lots of overages on your account, etc.



Why would you run up a bill that you cannot afford to pay when due?

Again, just stupidity, no rip off.



The bottom line here is that you broke your agreement with AT&T, then you failed to pay when due.

You were the one who "ripped off" AT&T!



Broke a$s people shouldn't have cell phones anyway.

While I can't speak for business, I know for consumer accounts, we have no way of setting any kind of payment arrangements or agreements with you for a canceled account. It's not that we don't want to, we just have no way. If you were told we would, I'm sorry for any misinformation.

As far as your plans to pay the bill, if you canceled in February, then we would expect the balance to be paid by your next due date. Anytime after your due date, the collections process kicks in, and since your account was canceled, that means we write-off the balance and send it to an outside collection agency (OCA). Now, this typically happens around the 30-day mark, not guaranteed, but usually.

Lastly, the OCA cannot report to the credit bureaus for 90 days after the balance is placed, meaning even if your balance was placed with them 30 days after cancellation, you would have 120 days to pay your outstanding balance, almost half a year, before your credit is impacted.

This is what should have been told to you, not that "we have an agreement with you", and if it wasn't, again I apologize for bad info.

Either way, any company has a right to collect on debts owed to them, whether it be 1 day, or 90 days after the due date. This is not a ripoff, just a breakdown in the chain of communication. Even with the bad info, if you stuck to your plan of paying by June, your credit would be unaffected.

Cheers!

P.s.
Please don't put 'delinquent' in quotes when referring to an past due balance. If your due date is on the 1st, then at 12:00:01AM on the 2nd, you're past due and 'delinquent'. I can't speak for everyone, but my cell bill generates on the 2nd of every month and it's due by the 16th. That's a 14-day grace period, and since I know I have a cellphone, and I use said cellphone, I know I will have a bill due the following month, so it really shouldn't be a surprise.

This report has tested positive for a high level of Shill/Lackey activity.  Please read with scrutiny. Have a nice day.

Not knowing what time of the month you pay, you have at most 2 payments left if your last payment was going to be in June.  It seems like there is a lot more to this story if you have to make payment arrangements for a cell phone where you just switched providers.  Were you current before you switched?  If this was days before your other contract expired were you charged an early termination fee?  If this fee was enough to cause you to spread out the payments over 4 months why didn't you just wait those extra days?

Just how long should a company wait until they turn you over to a Collection Agency?  Based on the timing of this report they waited 3 months.  90 Days is actually about standard for a company.  Even if you have payment arrangements that does not take away the fact that you are delinquent.