BN Processing, Bargain Home, Bargain Network Unauthorized multiple credit card entries. Uncertain Goleta California

The following is a response to the report made immediately after mine, which I feel is well worthwhile to add.

"Does "cancelling your credit card" stop the process? I filed against "some" of the same companies in the report just before yours, and amazingly received a full refund, but in the process I learned a scarey thing.

MasterCard, however, informed me, AFTER I had cancelled my card, that even though the CARD is cancelled, the ACCOUNT is NOT. Why they didn't tell me at the time I launched a dispute over the unauthorized transactions and cancelled my card is beyond me.

They said NOTHING will prevent the abuse from continuing, unless the companies fraudulently attacking the account have cancelled your account with them. I was speechless to learn that MasterCard refuses to honor my request to stop any further attempt/s to add insult to injury.

So BEWARE, all who "think" that by cancelling their card the abuse will cease. Will it? Are you absolutely certain? In my case I received a written confirmation from Bargain Network/Bargain Home that they have cancelled the account and will make no further debits, but such promises as those, I see from other reports, have not always been honored."

The refund of $30.84 did get to my account as they said it would. And the balance of $50.70 was put through Feb 5th. That's it, the TOTAL unauthorized funds have been REFUNDED with next to none of the heartbreaking difficulties far too often reported.

I'll certainly be using ripoffreport.com from now on. And as for Bargain Home and Bargain Network, let's hope they seriously consider amending their questionable practices, but I do give them full marks for responsibily resolving my case, and hope they may do so in all their others?

Things are looking up............maybe? An email requesting full refund for the unauthorized amounts was responded to within 1 day. It even suggested I should speak with a supervisor if I felt a refund was applicable, so I called expecting the worst.

Speaking first to operator 10814 floored me. He said a credit of $30.84 (representing 3 weeks) had ALREADY been approved which was processed at 5:53am that morning. I suppose he thought that may satisfy me? But no.

Next was supervisor Deandre 11413, with an equally amazing outcome. "OK, let me see what I can do" he said, and when he returned offered a full refund of the remaining balance of $50.70 I was determined and firm but not overbearing.

This unexpected and seeming positive response seems so out of place when reviewing all the negative activity filed against the firms. But will the refunds actually get to my account? I'll report a final time once known.