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Report: #24066

Complaint Review: Countrywide Home Loans - Simi Valley California

  • Submitted:
  • Updated:
  • Reported By: Temecula CA
  • Author Not Confirmed What's this?
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  • Countrywide Home Loans 400 Countrywide Way Simi Valley, California U.S.A.

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Anyone else want to go after Countrywide Home Loans under the RICO Act?

Countrywide Home Loans has erroneously recorded payment information, ignoring requests for corrections of forwarding addresses on statements,changing facts of records, relaying false information to the consumer/client which misleads and misrepresents accounting causing the foreclosure and subsequent auction sale of my home.

I was paying my mortgage payments to Countrywide Home Loans as directed by the courts and my attorney pursuant to our Ch. 13 plan. After paying eight months into this plan, I had to appear in court because Countrywide Home Loans filed a Notice of Motion and Motion for Relief From Automatic Stay of the bankruptcy. This means they had filed a complaint with the courts that I was not paying as agreed (states 8 payments remain unpaid?).

While in court, we were told by the attorney of Countrywide Home Loans (via telephone/televised teleconference)that if we faxed copies of cancelled checks, providing proof of on-time payments, he would get back with us and reconsider the motion, and we agreed. Within a few days I was able to get back copies of all my cancelled checks and took them to my attorney. While in my attorney's office, we were told by the attorney at Countrywide Home Loans that his work-load was overwhelming, after reviewing the file and cancelled checks he would get back with us as soon as he could.

Next, April 20th (Saturday) in regular mail (not certified, etc.), my attorney and I receive an "Order Granting Motion for Relief From Automatic Stay". We called Countrywide's foreclosure Dept. and we were told that our home was sold at auction the previous day. Because I demanded the customer service person double-check with someone else, i.e.. a supervisor, she did speak with a technical person who handled these cases.

Within minutes I was told by this same customer service person that it was an error and the sale was not valid, but to check back within a few days, the tech's require our follow-up if we want this fixed in a timely manner. Two days later,another customer service rep from Countrywide left a message on my answering machine, "the sale was valid". Since then I have also been told by the Work-Out Dept. that it was noted in our file, "the sale is being rescinded". Since then this same person has read in our file, that another Countrywide employee noted that April and May 2002 payments were not made.
Most recently I've been told that it was also noted in our file that our first three payments, since the Bankruptcy, hadn't been made.

NOW COUNTRYWIDE HAS OUR DOCUMENTED CANCELLED CHECKS PROVIDING HARD EVIDENCE THEY RECEIVED PAYMENTS ON-TIME.

To make a long story short, we have received an Unlawful Detainer; in other words- remove all personal property from the property and get out, or face further legal action. I filed and answer to the Unlawful Detainer, but time is running out. Next I believe I need to file an action to Quiet Title, which would include a Lis Pendens and other appropriate causes of action. NOT ONE PERSON at COUNTRYWIDE HOME LOANS is sure what is fact or
fiction about our situation.

We desperately are in need of a resolution, we have over $100,000 in equity at stake!

If anyone else has experienced similar circumstances with Countrywide Home Loans, PLEASE CONTACT ME IMMEDIATELY. I will jump at the opportunity to join a class action lawsuit, or hire the attorney to start one.

Thurman
Temecula, California

This report was posted on Ripoff Report on 07/06/2002 08:27 AM and is a permanent record located here: https://www.ripoffreport.com/reports/countrywide-home-loans/simi-valley-california-93065-6298/countrywide-home-loans-fraudulent-ripoff-business-simi-valley-california-24066. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
13Consumer
0Employee/Owner

#13 Consumer Comment

wanted.."class action lawsuit against Countrywide Mortgage....!!!

AUTHOR: Carolnkc - (U.S.A.)

POSTED: Thursday, February 07, 2008

WANTED....CLASS ACTION LAWSUIT..........AGAINST COUNTRYWIDE"...!!!

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#12 Consumer Suggestion

Thurman check your with your Tax Collector!

AUTHOR: Florence - (U.S.A.)

POSTED: Wednesday, January 26, 2005

We have recently been discharged from Bankruptcy 13, and although we were with another mortgage co., which I will not mention names, but I relate to all here, We are in final re-finance stages when I recived a call from the title company that the title was under the mortage company! Not our names! This was caused by the company foreclosing/sherrif sale, AFTER we claimed Bankruptcy! Don't wait till the last min. check your County Tax Collector, online, and put in your account #, find out who is on that title!
How can this Mortage companies get away with this stuff? Who can you trust?
Florence

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#11 Consumer Suggestion

Thurman check your with your Tax Collector!

AUTHOR: Florence - (U.S.A.)

POSTED: Wednesday, January 26, 2005

We have recently been discharged from Bankruptcy 13, and although we were with another mortgage co., which I will not mention names, but I relate to all here, We are in final re-finance stages when I recived a call from the title company that the title was under the mortage company! Not our names! This was caused by the company foreclosing/sherrif sale, AFTER we claimed Bankruptcy! Don't wait till the last min. check your County Tax Collector, online, and put in your account #, find out who is on that title!
How can this Mortage companies get away with this stuff? Who can you trust?
Florence

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#10 Consumer Suggestion

Thurman check your with your Tax Collector!

AUTHOR: Florence - (U.S.A.)

POSTED: Wednesday, January 26, 2005

We have recently been discharged from Bankruptcy 13, and although we were with another mortgage co., which I will not mention names, but I relate to all here, We are in final re-finance stages when I recived a call from the title company that the title was under the mortage company! Not our names! This was caused by the company foreclosing/sherrif sale, AFTER we claimed Bankruptcy! Don't wait till the last min. check your County Tax Collector, online, and put in your account #, find out who is on that title!
How can this Mortage companies get away with this stuff? Who can you trust?
Florence

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#9 Consumer Suggestion

Thurman check your with your Tax Collector!

AUTHOR: Florence - (U.S.A.)

POSTED: Wednesday, January 26, 2005

We have recently been discharged from Bankruptcy 13, and although we were with another mortgage co., which I will not mention names, but I relate to all here, We are in final re-finance stages when I recived a call from the title company that the title was under the mortage company! Not our names! This was caused by the company foreclosing/sherrif sale, AFTER we claimed Bankruptcy! Don't wait till the last min. check your County Tax Collector, online, and put in your account #, find out who is on that title!
How can this Mortage companies get away with this stuff? Who can you trust?
Florence

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#8 Consumer Comment

Same situation

AUTHOR: Erin - (U.S.A.)

POSTED: Tuesday, January 11, 2005

I have all the same problems as all of you and now I'm in a forclosure for the second time and I can't seem to get any answers. Also the Percent rate of there PMI is also the reason why people get behind they are over charging there percent.
I will do what I can to help we all need help due to them.

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#7 Consumer Comment

lost our home to countrywide

AUTHOR: Jo - (U.S.A.)

POSTED: Wednesday, October 13, 2004

we lost our home to the crooks at countrywide when it started out as their fault. they split up my payments and posted them like 6 different times and the amount was never the same amount that i sent.we were forced into chapter 13 and them the relief of stay blah blah never a moments peace then we were in the middle of a refinance and the crooks sold our home right out from underneath us i am in the middle of suit with them for the way they conduct their fraudulent business, and i cant wait to get to court.

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#6 Consumer Suggestion

There is hope...

AUTHOR: Shawn - (U.S.A.)

POSTED: Monday, August 30, 2004

I am currently in the same position as most of you that have written in, but I think that there is a light at the end of the tunnel. I know of a way that can give more time. Fiduciary Responsibility, they have wronged us all. Read your United States Commerce code. If you need to, slap them into court for failing to keep their responsibility to you. Feel free to contact me.

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#5 Consumer Comment

they never informed me of foreclosure

AUTHOR: Susie - (U.S.A.)

POSTED: Sunday, August 29, 2004

hello, i am being taken to court for summons residential eviction of my home on the 7th of sept. at 6:15pm at the oregon city, oregon court house please if anyone can come to show that i am not the only one that they sent our payment back to us. never got any notice saying any thing about foreclosure then one day i wake up to some broker at my door saying that eviction proceeding are in progress, found out they sold my home to transnation title, (which they all seem to have the same address, 400 countrywide way, simi valley california)and then about 11pm 2wks later i get a summons thrown on my door step, now i have to go fight for my home. please any support would be great.
thans susie

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#4 Consumer Comment

mortgage companies

AUTHOR: Gayle - (U.S.A.)

POSTED: Thursday, July 08, 2004

I would also like to join a class action suit. How can this be accomplished?

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#3 Consumer Comment

mortgage companies

AUTHOR: Gayle - (U.S.A.)

POSTED: Thursday, July 08, 2004

I would also like to join a class action suit. How can this be accomplished?

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#2 Consumer Comment

mortgage companies

AUTHOR: Gayle - (U.S.A.)

POSTED: Thursday, July 08, 2004

I would also like to join a class action suit. How can this be accomplished?

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#1 Consumer Comment

Same situation ..They took false documents to court with them

AUTHOR: Vicky - (U.S.A.)

POSTED: Monday, May 12, 2003

I want to join any class action etc. We had a Chapter 13. Dropped it voluntarily after confirming with CountryWide that our payments were current. So we went to pay them ourselves. We then found out we were behind 5 payments. We sent them payments that they returned. By dropping our Chapter 13 it made it so our house was vulnerable to Foreclosure. They lied to us. Then refused to take our extra payments to catch up. We would never have dropped the 13 had they not told us we were caught up. Their billing statements showed we were also caught up. Misleading us long enough to go to court to stop a Stay. They sent a statement showing all kinds of fees but no explanation. They took false documents to court with them. Our attorney said they were no friends of ours after meeting with CountryWides attorneys. Where do we sign?

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