Forster and Garbus Forster and Garbus are the worst type of collection predators commack, New York

I was a victim of identity theft by a close relative. I was sued by a credit card company for $9,000. I went to court several times in regard to the matter and decided to settle with Forster and Garbus for $4,000 making payments of $100 a month.

I couldn't afford a lawyer, so  I signed the settlement.  Forster and Garbus provided me with no proof of the debt so I could pursue my relative for this money. I paid the 100 every month for 12 months paying a total of $1200. I sent in a payment after the holidays that they said they received after their ten-day grace period. They accepted the payment and sent me a letter saying they filed for a full judgment of $9,000.

I was only late that once because of the holidays. I tried for 2 hours to get in touch with someone at the office. I eventually got someone that said I would have to talk to the supervisor who never called me back. I would have never agreed to a settlement if I knew that they could get a judgment for the full amount plus more. This company has no morals. Under the settlement agreement, I only owe them $2800. Now, they are getting a judgment $9,200. The $1,200 I already paid is not included.  I have very little money, I was displaced and out of work for two weeks because of hurricane Sandy. I could barely afford the hundred a month, so now they want to garnish my paycheck for more. I could understand this if the debt belonged to me, but it didn't. I don't know what steps to take from here.