My Imagine Credit Card they lie and cheat Atlanta Georgia

Everything was fine at first. Then I noticed that they were charging me a fee every month to handle my payment. Then they stopped taking my payment out of my account. I called them. Someone in India answered. They tryed to tell me that my bank had frozen my account. I went to the bank and was told that there was nothing wrong with my account.

They spent a lot of time trying to figure out what was wrong. She found that they had never requested their payment. She even talked to the company and was told that they couldn't access my account. So I make arrangments to send them a money gram and started sending money orders. That worked for just one month. The next month they tryed to tell me it took 28 days for my money order to get there. I tryed to work with them but get no where.. They sent a report to the credit bureau saying my balance was almost $700.00. Thats not bad for charges to the account of less than $100.00. For them not me.

They listed my limit as $400.00 when it was $300.00. So every thing over about $100 is their fees. I am now getting letters from another credit card from Ga saying that they want to give me a chance to clear this up. They will transfer the balance to their card and let me make payments to them until the account is clear and then I can charged on their account. I believe they are the same company. There credit is 25 0/0. I feel that I have been riped off. And now my credit is bad. I don't know what to do except not pay them.

Carolyn
deming, New Mexico
U.S.A.