NCE Unified Life insurance Company Unified Health insurance, Unified National Health 200 + IN Lied to me about entire program and then put a cap on what they would pay Garden city New York

My report is just like the other  Gentleman who ws complaing about this company. They made you believe they were looking out for you and at no time did they say they were a Discount company for medical purposes. On my card it does not say anywhere that it is a discount card it says Unified National Health plan 200. I have a pre-existing condition they said no problem, then I start recieving mail from them saying that I have reached my cap on what they will pay. I looked a few things up and as of January 1,2014 it states "you as an insurer by law cannot put annual or lifetime dollar limits on essential health". But they did , they put a cap on me and will not pay anymore this year. I still have the letters they sent me, saying that I have reached my limit and they will not pay anymore.  I wish now I would have had a tape recorder when this guy sighned me up because every bit of it was a lie. I hope someone starts a class action suit against them. They had no right to prey on someone who is not healthy but poor and they used it to their advantage to suck me right in thinking I was getting INSURANCE.I cannot call them because I loose my voice very fast because of my Oxygen deprivation and wish they had a site I could e-mail and tip them apart. They have stressed me out to no end and am going to cancel with them at the earliest time. I still would like to be considered in a class action law suit against them though.