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Report: #379850

Complaint Review: San Diego County Credit Union - San Diego California

  • Submitted:
  • Updated:
  • Reported By: San Diego California
  • Author Confirmed What's this?
  • Why?
  • San Diego County Credit Union 6545 Sequence Dr. San Diego CA San Diego, California U.S.A.
  • Phone: 877-732-2848
  • Web:
  • Category: Banks

San Diego County Credit Union SDCCU Suspended my Equity line of credit without cause San Diego California

*Consumer Comment: SDCCU is worse than you know

*Consumer Comment: Whoa...wait a minute now!

*Consumer Comment: Stop What You're Doing

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I tried to use my Equity line of credit card recently and it was declined twice. I called SDCCU and found out my line of credit was suspended due to the market. I was told that I could resubmit the paperwork if I felt I still had equity in my house and they would reconsider. I still have equity in my house as I put a lot of money as a downpayment. I always make my payments on time and I am not in jeopardy of losing my house yet I seem to be lumped in the same category as those that are. Seems SDCCU doesn't want to take the time to suspend only those loans that are shaky, they just went ahead and suspended all of them. Time for me to reconsider a new bank, SDCCU you are the worse bank I have ever been with and your fees are ridiculous. Larry San Diego, CA

Larry
San Diego, California
U.S.A.

This report was posted on Ripoff Report on 10/09/2008 04:42 PM and is a permanent record located here: https://www.ripoffreport.com/reports/san-diego-county-credit-union/san-diego-california-92121/san-diego-county-credit-union-sdccu-suspended-my-equity-line-of-credit-without-cause-san-d-379850. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#3 Consumer Comment

SDCCU is worse than you know

AUTHOR: Disgusted San Diegan - (United States of America)

POSTED: Sunday, January 27, 2013

Many of the web sites exposing fraud and immoral practices like the one mentioned in this article    http://www.highbeam.com/doc/1G1-314756452.html   were taken down by SDCCU lawyers. SDCCU does not want San Diegans to know.  People who work at this company say its CEO is pure evil and the Board Chairman and previous CEO is just as bad.

Check the links below. The links just need to be refreshed if you get an error.
San Diego's Gay Pornography Industry Gets A Boost from San Diego County Credit Union (SDCCU) Courtesy of Board Chairman Rod Calvao and CEO Teresa Halleck.
http://image.bayimg.com/314728b1279f85b2fb3135220e737df83b931fc9.jpg

San Diego County Credit Union Caught In Massive Commercial Mortgage Fraud Scheme. More Than Half A Dozen Employees With Knowledge Of The Scheme Have Been Paid-Off To Go Away And Keep Quiet While The Company Creates Plausible Deniability. NCUA Oblivious To The Scheme After Numerous Examinations
http://image.bayimg.com/1daa6e5ac30cc6d280005dd001c4c09fd27b4da8.jpg

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#2 Consumer Comment

Whoa...wait a minute now!

AUTHOR: Django - (USA)

POSTED: Tuesday, April 06, 2010

Before you start spouting Larry boy, take a chill pill and grow some IQ points. First, it's irresponsible to trash an organization like SDCCU, who provide a valuable service to their community, especially when it's obvious that you know little about the issue which inspired your complaint;


Second, the action taken by your credit union is protecting what little equity you may have left (if any), so be glad they're looking out for you and not just lending without a reasonable guarantee of return--unlike some banks we know of;


Third, get it right...SDCCU is a CREDIT UNION, not a BANK, ie: non-profit and their returns are reinvested in YOU. Know the facts before you sound off. You should call them tomorrow and thank them for not ripping you off--unlike some banks we know of.

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#1 Consumer Comment

Stop What You're Doing

AUTHOR: Jim - (U.S.A.)

POSTED: Thursday, October 09, 2008

Nobody is establishing lines of credit anywhere. No bank will. No credit union will at this point. You're going to be patient and wait until the actions the Treasury begin to have a positive impact on the credit markets.

This is not a rip off and what the CU told you is 100% correct. Calm down; by the time you open an account elsewhere and get turned down at the next place, you will wish you were act the CU.

Best of luck to you.

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