US Bank US Bank Temporarily DESTROYED My Name. Arcadia, California

Last month (November 2012) I accepted a job as a "Mystery Shopper". I received a check in the mail for $1,290.00. I
contacted the supposed employer and they gave me instructions on how to spend the money and send reports to them. I then deposited the check and waited for it to clear. Once the check cleared, I called the company to advise them. They advised me to follow their instructions on how to spend the funds. I did part of what I was told to do before the check came back as bad. My Bank, (U.S. Bank) then closed my account, reported me to Chexsystems and sent my account to
collections all in one week. I was never given a chance to correct the issue.  Plus, because U.S. Bank reported me to Chexsystems, My secondary bank (Citibank)closed the account I had with them.

Personally, I feel this was Bad Business on the part of U.S. Bank because I've had my account with them for approximately 7-8 years and NEVER had a situation like this. Now because I have been reported to Chexsystems, I can't open a bank account. Also, The Collection Agency Harasses me on a daily basis. I am now seeking Legal Counsel to file a suit against US Bank for Defamation of Character.