Veronica Toles Vet World Solutions Modification Ripoff Phoenix, Arizona

Who ever post this backwards contradicting post need to do there research. RIPOFF will not allow you to attach documents to show proof (PDF).   Breakdown of transaction. First paragraph stated per Lorena D. Roberts AKA Rena (At the time Toles had completed the modification for Johnsons two homes and many of Johnson’s family members) then she turn around at the bottom and list the clients that I got modification done and closed.  Why would I close the people she listed and not her? 

One month mortgage payment in her account.  – I worked on her file since 12/15/2010  until March 30, 2012 for a small processing fee /500 documents together during the 2 1/2 years  I work on this file not including phone bill (hours on the phone talking to reps) , lights, internet to keep my computer running, stress.  I was under paid. 

Toles tells you don’t have to make payments during the modification process.-FALSE (She was in a trial period modification process that I got her and I told her to continue to make her trial modification payments until her payments are permanent.) But she was more concern about opening up her daycare then paying her mortgage payment.

Do not communicate with them, don’t take their calls. -FALSE (Roberts contradict herself, in the same paragraph and said “Call me and let me know when you are contact by phone or mail” TRUE (That is what I said). If I am working your file, you are suppose to call me if they contact you by phone or mail. (Common Sense)

Every three months I would send Toles a profit and loss statement and 3 months of bank statements and whatever else she may request-(FALSE)  She continue making false profit and loss statement which I would not submit to bank.  Her bank statements show 0 balance but her profit and loss shows she was making over 8k -15k a month. She only sent bank statements that she wanted the bank to see, because if she would had shown her other bank statements she would had got denied the modification.  

Earlier this year in April I sent Toles three documents. She only sent one of the three to the back. (True) Because the profit and loss was a FRAUD.  (Why would Lorena D Roberts say I gave her 3  documents and she only sent one of them because she knew they were fraudulent , I told her I wasn’t going to send them documents to the bank.

 Toles tried to get more money because the process was taking too long. Normally charge you again, but I won’t this time.  (Contradicting)  (False)  Roberts was taking too long, the bank continue asking her for her tax returns for 2 years she continue giving excuses. Per Roberts Letter that she type and sign stated to Chase these words on 2/7/2012 "I did not file my 2010 taxes because the company hired did not complete them timely or accurately. I paid $250.00 for this service. I filled an extension; KBM Accounting did not return the taxes to me timely missing the deadline. I had my client who was preparing to take the CPR test check the numbers and found many errors. It was suggested that I not file and have someone else redo the 2010 taxes.  The letter goes on further giving all kind of excuses.  (Unable to attach due to Ripoff Report do not have a PDF tab).

 My house was in foreclosure because she failed to complete the job she was paid for.  (FALSE) I WILL NOT SUBMIT FRAUDULENT DOCUMENTS, I CAN'T MAKE FAKE BANK STATEMENTS OR FAKE TAX RETURNS.  I WORK WITH YOU FOR 2 YEARS.  YOUR HOME WAS ALREADY IN FORECLOSURE  STATUS THAT IS HOW YOU GOT TO ME, I PREVENTED FORECLOSURE FROM THE BEGINNING OF FORECLOSURE ACTION. 

I HAVE A THOUSAND OF DOCUMENTS, I KEEP DOCUMENTS, I KEEP ALL EMAILS, RIPOFF will not allow me to attach documents. RIPOFF YOU ALLOW THIS PERSON TO POST FALSE INFORMATION WITHOUT FIRM EVIDENCE AND RESEARCH, WHICH IS A DEFAMATION OF MY CHARACTER.  THIS POST NEED TO BE REMOVE, IF YOU NEED FURTHER PROOF I WILL FAX YOU 500 SHEETS OF DOCUMENTS AND EMAIL OR SEEK A ATTORNEY.