Wells Fargo Dealer Services P.O. Box 25341 , Santa Anna, California Bad Faith Dealings Santa Anna Ca. / Colorado

 What happened to a good running vehicle. If their was that many problems and their was a warranty of some type, then they should of made sure the vehicle was in tip top shape before the car dealer sold them the vehicle. But payments still have to be paid, Wells Fargo should have worked with him better then what  they did. We bought a 2010 PT Cruiser, and 2yrs of payments on time found out Chrysler put a 2006 used battery in our new 2010 PT Cruiser, it cost us $105. to replace that old battery From Colorado.. You can't trust the car dealers, they are crooks. We still have a warranty, but if something happens to our car, will they follow thru with fixing it and not charge us an extra $2,000 or more. before we take it home? That has happened to others, that tried to excercise their rights to use their warranties on their cars or trucks. It's both the dealer and the consumers fault. Would be better off not buying at all.

“Instead of working with me, you re-possessed the vehicle without the knowledge of myself and my wife.”

The loan agreement was the bank working with you. Your complaint is that the bank was unwilling to modify the terms of the agreement.

“I graduated from law school back in 1982 , and will not tolerate your un professionalism as a bank and a business.”

Apparently the bank elected not to tolerate your loan default and exercised their rights as a bank and a business.

"This vehicle was supposed to be in full working condition as per the Dealers's representations"

The auto dealer may have ripped you off, but you were not ripped off by the lender.

 I see a major bad faith case

- So do I.  Because I see a person who bought a car and made a LEGAL agreement that in exchange for a bank loaning you 10's of thousands of dollars you agreed that you would pay them back a certain amount of money on a specific date for a specific amount of time.  You also agreed that they maintain a security interest in the vehicle where if you fail to make these payments they retain the right to reposess your vehicle without any additional notice.  There was NOTHING in your loan agreement that says you only had to pay when you wanted or could.  There was nothing in your agreement that said you only had to pay if you drove the car.  There was nothing in the agreement that said you could skip payments if you had to have repairs done.

So yes if you talk about "bad faith" it sure appears that the "bad faith" is all on your side for not fulfilling your legal obligation.  Heck, even you agree that they are right "on paper" (ie. legally). 

So tell us again exactly how you see this as a "bad faith" case and what you plan to do about it?