Westlake Financial Services Angry, customer service stinks and so do your collection practices Los Angeles California

I purchased a car from a local dealership on May 23, 2013, two weeks after Honda repossessed my car. I had a great business relationship with Autopass and Hamilton Finance, both located in Indianapolis. In October of that same year, my loan was sold to Westlake Financial. I have been timely with my payments until I lost my job on June 3, 2014. On June 6, 2014, I made a payment because I was two weeks behind and Westlake changed my due date without me requesting it. On July 8, Westlake started making several calls a day because my July payment was now late. They started harassing people the day after the due date. So now they were saying that my car, which is a 2003 Ford Taurus, was at risk of being shut off.

I asked what they meant by that. They said that they had a GPS installed in my vehicle. They also claimed that I signed a document stating about this. I never signed that docunent nor did I know that even existed. I asked for written documentation. They refused saying that I would need to send a written statement. I made two arrangements to make my July payment. I was collecting unemployment and it was only enough to get gas and the remaining of my July rent and half of my car payment. I cancelled the July 21 paynent because I didn't had the funds available. On July 28, I mailed a partial payment to Westlake and attached a letter stating future arrangements. I was busy with job interviews that I forgot to contact them.

Mistake on my part. On July 29, I had started working again. The minute I come home from work, Westlake calls me to inform me that my credit card had declined. I told them my situation and that I just sent them a payment. They shut off my car because I was 22 days past due. What company would put a GPS system in my car without my knowledge? And what right do they have to disable my vehicle when I am only three weeks behind? So I was on the phone with several CSRs and management discussing my situation and attempted to make arrangements. They refused to turn mycar back on and said that in order for them to enable the car, I would have to come up with 50.00 for payment extension.

I told them that I had no means of transportation of getting that to them. Found someone to help but Westlake has refused to even turn my car on so that I can get to work and submit payment to them. Now I'm stuck with no money, no car and no way of getting to work as my job is not on a bus line. I also need a car so that I can tutor my students. Shame on you, Westlake!I have already contacted the Better Business Bureau, the Indiana Attorney General and the California Attorney General regarding this issue. I will file a class action lawsuit and contact the local news media in Indianapolis and in Los Angeles if this issue is not resolved properly.