Complaint Review: Ally Financial - Ally Automotive Financing Minnesota
- Ally Financial Ally Automotive Financing, Minnesota United States of America
- Phone: 1-888-925-2559
- Web: www.ally.com
- Category: Car Financing
Ally Financial Formerly GMAC Financial Vanishing Auto Payments Not Applied Nearing the End of Loan Ally Automotive Financing, Minnesota
*Consumer Comment: Attorney general
*Consumer Comment: IT APPEARS THAT GMAC, WHICH WAS PART OF GENERAL MOTORS, WAS LINKED TO THE FEDERAL RESERVE.......
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My account information shows the due dates and payment dates for each cycle and even though the payment history proves that I am current, Ally insists on coding my account as past due. This began in earnest after I paid my balance down to around $3000.00. (Maybe they are experiencing separation anxiety, or worse for them, losing a cash cow).
I now owe Ally Financial less than $1600.00 and fully expect that even after I pay off the loan amount legally and successfully, Ally is going to "manufacture" a reason to require just a little bit more money before they are willing to release my title to me and note the account as being "Paid in Full!"
In addition to harassing me by phone, I recently received a nasty letter from Ally, demanding that I send them an unjustifiable payment within 4 days, or else they were going to right-off the entire balance of the loan and report it to the credit bureaus as a charge-off. This, after my making six years worth of payments to them. It is not my fault that they will not have access to my hard-earned money for much longer.
Meanwhile, I have fought back. I have filed a complaint with our State Attorney General's Office, our Banking Commissioner's Office and now calling them out here. Neither of those channels provided any assistance, but it was worth a try. Ally Financial is not a consumer-friendly organization and does not respect Fair Debt Collection rules. I don't care how cute they try to make their commercials appear.
I believe Ally Financial (FKA GMAC Financial) is greedy, predatory and dishonest. I am determined to avoid their ilk going forward.
This report was posted on Ripoff Report on 03/15/2011 05:54 PM and is a permanent record located here: https://www.ripoffreport.com/reports/ally-financial/ally-automotive-financing-minnesota-55438/ally-financial-formerly-gmac-financial-vanishing-auto-payments-not-applied-nearing-the-end-706470. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Consumer Comment
Attorney general
AUTHOR: tigres - (USA)
SUBMITTED: Wednesday, March 16, 2011
when you send paperwork to AG office file in the state of the company....each address they have on file for them....and your state....they do help. You must give them copies of every payment you have made....print out online your payment history. I am going thru this now and pay your last payment with the payment before that one so they can't try and charge you interest or more money. Yes inconvenient for us but it works. Also check your credit report and send them the payment history to investigate if they say you are late.
#1 Consumer Comment
IT APPEARS THAT GMAC, WHICH WAS PART OF GENERAL MOTORS, WAS LINKED TO THE FEDERAL RESERVE.......
AUTHOR: Karl - (USA)
SUBMITTED: Tuesday, March 15, 2011
according to information on the web.
If you 'Google' this- WHO OWNS THE FED?, and go to the site with the 5 charts, you'll see that General Motors appears in 'Chart 3'.
Now 'Google' this- WHO OWNS THE FED BANK, WHO CONTROLS WHO VIDEO, and watch that video on the web. (The charts being displayed in the beginning of that video are the same charts at the site above.)
It appears that the Federal Reserve is attempting to deceive and manipulate the American people, wouldn't you now agree?
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P.S. Don't forget to stay at this site and type in all of the following and read the Ripoff Reports for valuable information-
FEDERAL RESERVE
GMAC
MORGAN STANLEY
JP MORGAN CHASE
GM
CHRYSLER
NBC
GENERAL ELECTRIC
***All of the companies above are linked to the Federal Reserve, according to those 5 charts, right?
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