BB&T We need to file a lawsuit against BB&T for unethical banking practices Virginia Beach Virginia

We have just got off the phone with them. When we looked at our account this morning there were over $300 dollars worth of overdraft fees in our account. The representative said that there was a check cashed that put it in the negative a couple dollars and everything else in the two days prior that was pending was charged $35 each. They were all small transactions. When the large check was cashed we looked at the account before we wrote it and there was NOTHING pending AND enough money to cover it! I am sick and tired of the bank taking all of our hard earned money through small technicalities. We are having a hard enough time staying afloat in todays economy. This should be dealt with!

I would like to respond to the compliant by saying that I totally agree. I am currently filing reports with the FDIC, Better Business Bureau and with BB&T corporate. This is completly unprofessional. I myself have been dealing with the same unethical practices of BB&T; and I believe a class action lawsuit is needed.

Also, of course people are going to attack stating that it is the customers fault that these NSF fees are happening. Everybody makes mistakes- but the same ones at the same bank in different states?? Come on now- BB&T needs to take some responsibilty to thier low class actions.

Hey there,

Just wanted to comment on your complaint. Even though you deposited cash the next day, banking is in real time. So if you make a charge that might not be a visible post to you, for example in your online banking ledger, it will still post in a chronological order. Let's say that you bought the gas, as you said on Thursday and then made the deposit on Friday. Hypothetically let's say that you can't see the gas purchase post until Saturday. Even still, it will still show up as a purchase with the date that you made the purchase (Thursday), as purchases can be tracked down to the second. So even though you can't see it post, it will always go in chronological order. So at the time that you purchased the gas you didn't have the deposit of cash that you made that would have covered it because the purchase itself was made prior to the real time deposit. As for holding deposits, there are federal requirements and regulations that all banks must abide by. Failure to comply can result in company and personal fines and imprisonment.

You admit that you withdrew when there was no money in the account, why would you think that you shouldn't get a NSF charge? The overdraft occurred when you pumped th egas, not when the bank updated the next day.