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Ripoff Report | Charter One Bank Review - Utica, New York
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Report: #102408

Complaint Review: Charter One Bank - Utica New York

  • Submitted:
  • Updated:
  • Reported By: Utica New York
  • Author Not Confirmed What's this?
  • Why?
  • Charter One Bank 1122 Mohawk St Utica, New York U.S.A.
  • Phone:
  • Web:
  • Category: Banks

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When I open my account I was not given all the details I was not told of all the over draft fees and about the min amount to keep them from adding more fees. When I ask them to close my account they told me it would cost me 50 dollars and my account could not be closed till aug. 24 which means i,ll probably have more fees added to my account by then they are truly ripping people off and should be reported to the atty general office. Thank you,

dee
Utica, New York
U.S.A.

This report was posted on Ripoff Report on 08/06/2004 08:39 AM and is a permanent record located here: https://www.ripoffreport.com/reports/charter-one-bank/utica-new-york-13502/charter-one-bank-ripoff-utica-new-york-102408. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
1Consumer
0Employee/Owner

#1 UPDATE Employee

Sorry you got all those fees, BUT..... you overdrew your account.

AUTHOR: Steven - (U.S.A.)

POSTED: Tuesday, August 10, 2004

Sorry you got charged all those fees, BUT it sounds like you overdrew your account. In doing so, what did you expect? I've had my account at Charter for years and never have paid a cent. Your signed an account agreement at the time your account was opened...they wouldn't have opened it otherwise.

This account agreement says you got a copy of the rules of your account, you have read these rules and you understand these rules. It's unfortunate most people have to learn things the hard way. Also, keeping a check book register so you know what's in your account and not doing transactions that exceed your balance would be helpful in avoiding fees, too.

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