Continental Finance Company - First Bank Of Delaware CONTINENTAL FINANCE COMPANY FCRA VIOLATIONS & DECEPTIVE COLLECTIONS ARE NOTHING TO THESE PEOPLE WILMINGTON, Delaware

This account was fraudulently opened by my uncle. As my mother did not wish for me to prosecute her brother she funded payment of the balance in full even though according to my research this was a debt that consisted only of fees by the bank. I have sent multiple letters requesting validation of the associated tradeline and they failed to respond as required per the FCRA. The first letter I sent they responded by saying I did not provide information to identify the account even though I provided the account number. My mother was assured that all references to this account would be removed from my credit report if she paid it. First Bank of DE / Continental Finance said that the update would take place sooner if the payment were sent directly to them as opposed to the collection agency. Payment was received and accepted in the amount of $425 on May 14th with the notation that is was "PAID IN FULL FOR TRADELINE DELETION". A dispute was filed with the credit bureaus as not only was the account not deleted but it was not even being shown as paid. And they verified it with the credit bureaus as unpaid which is a clear violation of the FCRA. All this over an account that was fraudulently opened and per my research all bank fees in which my mother has paid to make reperartions for her brothers actions. If this account is not deleted from my credit reports as was promised my next step will be filing a complaint with the FTC, Coptroller of the currency, the FDIC, as well as the US, NJ, & DE Attorney general's offices. First Bank of Delaware / Continental Finance should have been more careful about verifying the identity of an applicant before opening accounts in the first place. ALL REFERENCES TO FIRST BANK OF DELAWARE ARE TO BE DELETED FROM MY CREDIT REPORTS AS WAS PROMISED.