Crown Toyota Of Ontario - Joe Vickers Liar, Liar, Liar! Finance charged $2000 on Warranty Plan and 6 term period instead of 5 year term without my knowledge or authorization Ontario California

Toyota and WFS by side and other lenders marked up charges on contracts after credit score was determined. You can directly request Toyota and Lender whether they allow markups and whether your contract was markup. You can WFS will refinace your loan for free and you can negotiate remedy with Toy & WFS or pursue legal action for monetary settlement, other individuals are pursuing ligtiation .

Google: Class Action against Toy

I have requested copies from the bank. Hopefully, their version will shed some light on whether I can further proceed with this matter. Thx again, Martie

get copies FROM THE BANK, not the Dealership!! Review EVERY piece of paperwork. Many will find out that they have a WARRANTY that they NEVER KNEW ABOUT!!!

Also, for those who DID KNOW that they purchased a warranty, you must make sure that the WARRANTY COMPANY is still in business! If they are no longer in business, who is going to pay for any repairs? If your warranty (extended warranty) is through Toyota, make sure that Toyota will pay for any SLUDGE PROBLEM that might come about in your engine. There are so many LOOPHOLES in those EXTENDED WARRANTIES that I would always tell my customers NOT TO PURCHASE ONE! They are, for the most part, a RIPOFF!

Spend the $2,000 on a vacation, or on your children's education fund. No one should be buying a car with the intention of it breaking down. These Finance People are very good at 'scaring' customers. Also, you can cancel your warranty at ANY TIME and get a refund on the portion that you cancelled. It may not be much, but if that warranty won't cover what you thought it would, $10 is better than nothing!

Remember, if any part of your Loan Documentation was altered by the Dealership, you can sue them and you WILL WIN! Check the area on the Credit Application where they ask for your MONTHLY INCOME. Example: get a piece of paper and a pen right now. Write down the amount, $1,900. Did you do it? Now, how hard would it be for someone at the Dealership to make that amount of $1,900 into $4,900? A SIMPLE STROKE OF THE PEN!! Why would they do this? To GET YOUR LOAN APPROVED!

Also, check the area where they ask for your YEARS ON THE JOB. If you worked at your job for only 1 year, 3 months, it may not qualify you for Financing. Most Banks want to see 3 or more years on the job. Do you still have your pen and paper? Write down 1 year, 3 months. Did you do it? How hard would it be for someone at the Dealership to make that into 4 years, 3 months? A SIMPLE STROKE OF THE PEN!!

Customers are being tricked, and so are the BANKS! But guess what? If you don't GET COPIES FROM THE BANK, you will never know! Just think, you might have a way out of your Deal, even if it is a month, or a year, or even four years and 11 months into your loan! It's time for honest consumers to TAKE ACTION!

Be sure to 'Google' the two words ENGINE SLUDGE and read the complaints about innocent consumers who have been left out in the dark by TOYOTA CORPORATION. Also, 'Google' the three words SEXUAL HARASSMENT TOYOTA and read about the Executive Assistant who worked at the New York Corporate Offices of Toyota. She filed a $190 MILLION Lawsuit against TOYOTA and her case was settled.( who knows how much she got?). Also 'Google' the four words BALTIMORE SETTLEMENT CALIFORNIA TOYOTA and read about how Toyota targeted African Americans and Hispanics and charged them HIGHER INTEREST RATES because of their race!

And please, go to www.9news.com and type in the name ORNELAS and search the story that made the Front Page of the Denver Post on 5-19-2005 and watch the Video that made the 10 O'Clock News on the #1 Most Watched News Station in Colorado, 9 News. 9News Cares!!

Good Luck to everybody!!

get copies FROM THE BANK, not the Dealership!! Review EVERY piece of paperwork. Many will find out that they have a WARRANTY that they NEVER KNEW ABOUT!!!

Also, for those who DID KNOW that they purchased a warranty, you must make sure that the WARRANTY COMPANY is still in business! If they are no longer in business, who is going to pay for any repairs? If your warranty (extended warranty) is through Toyota, make sure that Toyota will pay for any SLUDGE PROBLEM that might come about in your engine. There are so many LOOPHOLES in those EXTENDED WARRANTIES that I would always tell my customers NOT TO PURCHASE ONE! They are, for the most part, a RIPOFF!

Spend the $2,000 on a vacation, or on your children's education fund. No one should be buying a car with the intention of it breaking down. These Finance People are very good at 'scaring' customers. Also, you can cancel your warranty at ANY TIME and get a refund on the portion that you cancelled. It may not be much, but if that warranty won't cover what you thought it would, $10 is better than nothing!

Remember, if any part of your Loan Documentation was altered by the Dealership, you can sue them and you WILL WIN! Check the area on the Credit Application where they ask for your MONTHLY INCOME. Example: get a piece of paper and a pen right now. Write down the amount, $1,900. Did you do it? Now, how hard would it be for someone at the Dealership to make that amount of $1,900 into $4,900? A SIMPLE STROKE OF THE PEN!! Why would they do this? To GET YOUR LOAN APPROVED!

Also, check the area where they ask for your YEARS ON THE JOB. If you worked at your job for only 1 year, 3 months, it may not qualify you for Financing. Most Banks want to see 3 or more years on the job. Do you still have your pen and paper? Write down 1 year, 3 months. Did you do it? How hard would it be for someone at the Dealership to make that into 4 years, 3 months? A SIMPLE STROKE OF THE PEN!!

Customers are being tricked, and so are the BANKS! But guess what? If you don't GET COPIES FROM THE BANK, you will never know! Just think, you might have a way out of your Deal, even if it is a month, or a year, or even four years and 11 months into your loan! It's time for honest consumers to TAKE ACTION!

Be sure to 'Google' the two words ENGINE SLUDGE and read the complaints about innocent consumers who have been left out in the dark by TOYOTA CORPORATION. Also, 'Google' the three words SEXUAL HARASSMENT TOYOTA and read about the Executive Assistant who worked at the New York Corporate Offices of Toyota. She filed a $190 MILLION Lawsuit against TOYOTA and her case was settled.( who knows how much she got?). Also 'Google' the four words BALTIMORE SETTLEMENT CALIFORNIA TOYOTA and read about how Toyota targeted African Americans and Hispanics and charged them HIGHER INTEREST RATES because of their race!

And please, go to www.9news.com and type in the name ORNELAS and search the story that made the Front Page of the Denver Post on 5-19-2005 and watch the Video that made the 10 O'Clock News on the #1 Most Watched News Station in Colorado, 9 News. 9News Cares!!

Good Luck to everybody!!

get copies FROM THE BANK, not the Dealership!! Review EVERY piece of paperwork. Many will find out that they have a WARRANTY that they NEVER KNEW ABOUT!!!

Also, for those who DID KNOW that they purchased a warranty, you must make sure that the WARRANTY COMPANY is still in business! If they are no longer in business, who is going to pay for any repairs? If your warranty (extended warranty) is through Toyota, make sure that Toyota will pay for any SLUDGE PROBLEM that might come about in your engine. There are so many LOOPHOLES in those EXTENDED WARRANTIES that I would always tell my customers NOT TO PURCHASE ONE! They are, for the most part, a RIPOFF!

Spend the $2,000 on a vacation, or on your children's education fund. No one should be buying a car with the intention of it breaking down. These Finance People are very good at 'scaring' customers. Also, you can cancel your warranty at ANY TIME and get a refund on the portion that you cancelled. It may not be much, but if that warranty won't cover what you thought it would, $10 is better than nothing!

Remember, if any part of your Loan Documentation was altered by the Dealership, you can sue them and you WILL WIN! Check the area on the Credit Application where they ask for your MONTHLY INCOME. Example: get a piece of paper and a pen right now. Write down the amount, $1,900. Did you do it? Now, how hard would it be for someone at the Dealership to make that amount of $1,900 into $4,900? A SIMPLE STROKE OF THE PEN!! Why would they do this? To GET YOUR LOAN APPROVED!

Also, check the area where they ask for your YEARS ON THE JOB. If you worked at your job for only 1 year, 3 months, it may not qualify you for Financing. Most Banks want to see 3 or more years on the job. Do you still have your pen and paper? Write down 1 year, 3 months. Did you do it? How hard would it be for someone at the Dealership to make that into 4 years, 3 months? A SIMPLE STROKE OF THE PEN!!

Customers are being tricked, and so are the BANKS! But guess what? If you don't GET COPIES FROM THE BANK, you will never know! Just think, you might have a way out of your Deal, even if it is a month, or a year, or even four years and 11 months into your loan! It's time for honest consumers to TAKE ACTION!

Be sure to 'Google' the two words ENGINE SLUDGE and read the complaints about innocent consumers who have been left out in the dark by TOYOTA CORPORATION. Also, 'Google' the three words SEXUAL HARASSMENT TOYOTA and read about the Executive Assistant who worked at the New York Corporate Offices of Toyota. She filed a $190 MILLION Lawsuit against TOYOTA and her case was settled.( who knows how much she got?). Also 'Google' the four words BALTIMORE SETTLEMENT CALIFORNIA TOYOTA and read about how Toyota targeted African Americans and Hispanics and charged them HIGHER INTEREST RATES because of their race!

And please, go to www.9news.com and type in the name ORNELAS and search the story that made the Front Page of the Denver Post on 5-19-2005 and watch the Video that made the 10 O'Clock News on the #1 Most Watched News Station in Colorado, 9 News. 9News Cares!!

Good Luck to everybody!!