Galaxy Asset Purchasing, LLC Convergent Outsourcing, Inc. They are billing me for something I've never had from them. Apparently it's some kind of credit card or something. Funny thing is that the account they claim I had has never appeared in my credit reports which I keep track of. It's a scam to collect money from people who pay what they owe. Houston Texas

I have been receiving letters from Convergent out of Houston, Tx that I owe GAP (Galaxy Asset Purchasing, LLC) an exaggerated amount that I have never heard of until the first letter. No one has gotten a card under my name either for I keep a close eye on my credit report. There has been no activity whatsoever from a Bank named GAP or anything close not even the amounts they claim I owe. To me, this is nothing but a scam to get money from someone who keeps up with their credit and they just want a piece of it to get back what others may of taken. Please advise on how I can get them off my back, life and credit.