GE Money - CareCredit CareCredit, GE Money Bank Charges from "Account Security" showing up on my bill, and I never "purchased" anything from "Account Security" nor ever authorized such charges. Orlando, Florida

Let me start out first by saying that we have had some hard times and subequently have had difficulty in paying our CareCredit bill consistently and on time - but it eventually gets paid. It might be late, but it gets paid.  At any rate, tonight I was making a payment on the site for GEMoney.com, which facilitates CareCredit, and looked at some past statements. I noticed a charge called "Account Security 1-866-846-6991" in the amount of $40, give or take some change (it appears to be a percentage).  I wasn't sure what this was, so after some time Googling, I finally found someone else's RipOff Report listed in the search results on Google when I Googled the phone number.  That's when I realized that this is a charge for something particular - i.e., account protection in the event of a layoff, or becoming disabled, etc.  The problem is, I never signed up or agreed to this program, and apparently a few months ago it started showing up on the statement.  Needless to say, with the corn-holing I'm getting on interest charges, and then late fees, and THEN this stupid a*s thing I didn't even ask or agree to participate in, I am now over my credit limit and never making a dent in the principal.

My next step is to find out what I can do about this.  This is as bad as if someone else took your account number and bought something without your authorizing it. It is theft, and it is fraud.  I fully intend to file as many complaints as possible with as many watchdogs and bureaus I can find.  This is fraud, I don't care how you slice it.