Metabank Netspend Account breached and money taken! Unknown, South Dakota

Twice my account has been breached and someone has taken all of my money out of my account.  Now, after the first time I was refunded all of money because I was notified right away by my text.  The second time, however, it was my tax refund I filed for 2010 in 2011 and I never received it and didn't think anything of it because I was told misleading info from the IRS about me being denied for Earned Income Credit.  So, this year in 2012 I filed for 2011 and my taxes were taken, so after speaking with the IRS again, and Jackson Hewitt with whom I filed, they confirmed they did deposit $3,341 into my account.  So it all came back to Nespend/Metabank, I called them, and   after speaking with a rep and then a rude manager I was told that because it was past 60 days I could do anything about it by both of them, and after going off on him I was placed on hold and no one ever came back to the phone.  So naturally I am looking to sue, so someone please respond to try for a class action lawsuit or an attorney who can work in Illinois area please respond.