Midland Credit Management Inc What is going on with this company and is there any help Los Angeles California

Check the time they are allowed to collect in you state . I bet if you look it up it is less than 4 years . They can try to collect but they can't legally take you to court beyond that point . If they take you to court tell the judge the debt is past the statue of limitations . They will loose . Debt collectors are like pickpockets. "SCUMBAGS" they most likely lie when people ask what they do because of the shame of it .

Carol,

I think you have stepped into somthing really bad. Midland Management is a company whom buys bad debts penneys on the dollar. They deal in high risk (such as credit cards). I have called them the terminator company because they will not stop untill.. well you pay them. I had a credit card taken out in my name fraudulently from Providian Bank, I did not know untill MM had bought the debt and persued to collect. The debt was about 1350.00 and I had to ask them 5 times from five differant calls who the originator of the debt was. They would call many times daily. I had sent them information proving I had not taken out the loan and I had shown the Providian Bank the documentation. They would not back down, they accused me of running up my bill and then running. They said because it was a electronic signature and the person had enouph info I was the likely culpret and I needed to pay up.. I told them Id never pay it and they opened up three reports on my credit buroau reporting each seriously delinquint renewing 30, 60, 90, 120 days past due and then recycling it. They dropped my credit score by about 300 marks. I contacted the Credit reporting agencies and the removed it due to fraud and midland was misusing the credit reporting. Well the next moth they returned. This process repeted for a year or so. Then recently returned again with a higher amount. Good luck with your issue..