National Union Fire Insurance Co. AIG, Wells Fargo Charge appeared to be a credit card service fee, but was for insurance that was never ordered or authorized. New York New York

Wells Fargo had a charge on my credit cart with the name Wells Fargo on it that I thought was the monthly fee for holding the credit card of $24.90 / mo. When I recently paid off and attempted to cancel my credit card, I was told this monthly charge was actually an insurance plan from "Wells Fargo National Union Fire Insurance Company" which was never authorized, needed or even used. 

There were no monthly statements and no indication of the insurance services that I ever received. I have had full home owners insurance through All State and full health coverage through my employer, so there is no reason I would have ever authorized this charge for an insurance services that seems to be a scam.

I am amazed that Wells Fargo is associated with this company as I have always appreciated working with them, but the fact that they allow their name to be used in conjunction with a fraudulent service makes me want to switch financial institutions entirely.