Pioneer Military Lending Pioneer Military Lending Pioneer, Military, Lending Internet

I wanted to do business with Pioneer Lending but after reading all the complaints and the rude emails sent to our soldiers while in combat makes me I'll. Pioneer never even bent over backwards 1 degree to help this poor guy with a military clearance. They never even thanked him for his service. I will take my business elsewhere. It's not only ripoff report.com that has complaints, it's multiple web sites that have poor reviews. It sounds like payday lending practices when they advertise military lending. I would like to see them prove me wrong and email me if they want my business. Semper Fi, Richard.

To karen 

I tried to call the number that you provided in your defense and it goes straight to voice mail.  However I notice on your contract that the rules that apply to your well say business fall under nevada law so im sure in defense you have casino style lawyers to protect your rear ends. In any case. Your methods is clear, while these kids are protecting your country to make a honest living, your practice has realized that they do not have the time to properly manage, and you clearly capitalize on this.  This is a way to put it! Ther is a man standing in front of you trying to protect you and the only thing you and people like you can think to do is find a way to steel his wallet out his back pocket. Karen If you are who you say you are I hope that you sit back in your chair and listen to your environment and realize that when these young kids are giving all they got to stay alive and when you operate this way it mentally takes them out of the fight and in that second it could cost them there life. Whos side are you guys on Karen.  Dont be a financial terrorist and target a new market. (Let the patriots keep their mindset)

To any and all, Pioneer is not to be trusted. I have had 4 seperate loans through this company and have paid every single one of my payments on time. My parents put all their accounts in my name as a child, so when I reached legal age, I was already in debt. Pioneer gave me a loan when no one else would. Unfortunately I was too young and dumb to understand just what I was getting myself into. Everything involving this company spells out loan shark. At 36%, the interest rate is beyond unreasonable for a company claiming to support those in uniform. I had the bad practice of never looking at my billing statements, and once I did, the numbers pissed me off. I had a $276 allotment with this company, and of that money only $129 dollars went towards the principal of the loan, the rest was towards interest payments. I addition, I pulled my credit report and it should that I owed them over $12,000 on a $6,000 loan. How is that even possible? When I called and spoke to a customer service agent, I asked how could they report that I owe twice as much as I did and put that the account was in high balance, and I was told that they report my balance as how much I would owe if I made minimum payments and that according to them, the account was in high balance. That conversation took place two weeks ago, since then, I have cancelled my allotment, and have paid back nearly all of the $6000 on listed as my payoff amount. I would not recommend this company to anyone and warn all young members of the military to learn from my mistakes and stay away. For anyone who wishes to explore this claim further, I would gladly show you my monthly statements with my personal information ommitted so that you may see just how bad this company really will screw you over. To be honest, I have no hard feelings with Pioneer, and it's nothing personal. I just want to let people know what they're getting themselves into.

 My name is Karen and I am a corporate officer of Pioneer Services. I would encourage you to contact Justin Heath our Collection Manager at 816-448-2247 to get these issues resolved.

Im confident there is something we can do to assist you, and hope that you will take this opportunity we are providing to get these outstanding matters resolved.

Karen

I took a loan out with Pioneer Military Lending in the early 2000s.  I was in the US Navy.  I thought I set up an allotment from my paycheck so I could automatically pay off my loan.  Anyway, time passed by.  I left the military.  I went to school.  I got married.  I graduated.  My father passed away so I had to move from Massachusetts to Georgia.  I got these low paying jobs because none of the hospitals and universities would hire me.  Now I'm stuck in a low-paying job, so I decided the only way I can make a decent living is to start my own business.  I checked my credit report and Pioneer was on there.  I filed a dispute with the credit agencies and the next thing I know I'm receiving collection letters from Pioneer.

I consider the fact that I could be wrong.  Maybe I meant to set up an allotment and didn't.  So I sent them a letter explaining that I would apply for a debt consolidation loan.  I applied for two.  They were both denied.  In the letter I also offered to pay on a monthly basis.  

They sent me a letter threatening legal action against me.

I just want to pay them, but I don't have CD's, stocks, and bonds.  All I have are bils and the only thing I could pay them is $50 every 2 weeks.  I'm thinking about just sending in the payments automatically.  I mean, what are they going to do, send them back to me?

Oh yeah, the purpose of the letter I sent them was a plea to "Pay to Delete" the information off my credit report.  I don't know what to do.

Will

My name is Karen and I am a corporate officer with Pioneer Services. I just came across your report submission posted today and wanted to get back to you immediately. While Im still gathering information on your situation, I want to ensure you that our company and its associates our wholly committed to helping service members and military families with all of their financial services needs, and work to do so in a professional, courteous, and respectful manner.

Weve been doing so for more than 20 years, and have served more than 1.4 million persons (more than coming from referrals) so I must first apologize if you feel you were treated rudely.

From the e-mail string you posted, it appears that you are a number of months behind on loan payments, which youve indicated is the result of you switching banks in recent months.

While one of our customer services reps will be better suited in getting this situation resolved for you, I did want to provide you the allotment information you requested. This will allow you to set up an allotment to Pioneer Services with your new bank. Id just ask that you e-mail back the confirmation page at the completion of the set-up.

I do, however, want to caution you that setting up a new allotment without resolving the payments you have indicated were not made doesnt address the actual default on your account, it will just address payments going forward.  Unless these missed payments can be addressed, your  account will remain in its past due status, meaning it will be subject to late fees and interest per your contract.  Over time, this type of thing could affect your credit score, and I presume that is why our representative didnt simply want to provide allotment directions, without conveying to you the importance of trying to get caught up on any missed monthly payments.

Understanding your deployment status, there are several payment options that are available to help with this, including the following:

          Western Union Quick Collect

          Debit / Credit Card payments utilizing http://www.pioneerservices.com MyAccount access.

          EFT Electronic Funds Transfer using your bank accounts routing number and account number.

I hope the allotment information assists you in getting that process set up. I would strongly encourage you to contact Sr. Manager, Stan Gomez  to get these other issues resolved. Im confident there is something we can do to assist you, and hope that you will take this opportunity we are providing to get these outstanding matters resolved.

Pioneer Services values you as a customer and appreciates your continued service and sacrifice.

Sincerely,

Karen 

Allotment Directions:

    1.  Go to www.mypay.gov.

    2.  Select ALLOTMENTS.

    3.  Select START NEW ALLOTMENTS.

    4.  Select SAVINGS ALLOTMENT.

    5.  Input ROUTING/TRANSIT # 083901825.

    6.  Input NAME OF BANK: FIRST CITIZENS BANK, KY.

    7.  Input ACCOUNT NUMBER, this is your Social Security number.

    8.  Select SAVINGS ACCOUNT.

    9.  Input 270.99 - This amount reflects payment plus $2 bank processing fee.

    10. Select SUBMIT.