Professional Bureau Of Collections Of Maryland, Inc gosh d**n is was scam they took my money and ran Greenwood Village Colorado

my phone rang around 10 am morning on October i normally don't answer the phone but i was waiting for a call from my doctors office so i answered it. the voice on the other line had ask to speak to byron i informed the man on the other end that this is byron. He said sir i am calling in regards to an outstanding loan that you have with beneficial you do plan on taking care of this loan right. At that very moment i was confused and concerned because i have never taken out a loan with beneficial. He said sir i am looking at the loan right now with your name on it. It was then that it dawn on me that my girlfriend had taken out a loan in 2004 with beneficial but i never applied nor signed a loan with beneficial. I do recall driving with my girlfriend to the loan office so she can signed the agreement and pick up a check while i waited in the car she then appeared back to the car and said that they were having problems issuing her the check because her current driver license had her old address on it and not ours. She then told me that they said if i have my driver license on me with that address that i can sign this one document and they can release the check.

Never once did i apply or give out my personal data along with my social security number to beneficial. Currently they had me down as a borrow how could that me i never gave them authorization to do a background and credit check on me. I never thought twice about the fact that i was being mislead by this loan office being that my girlfriend had excellent credit history. A matter of fact they even had the address wrong on the loan agreement. The man on the other end of the phone starting informing me that i am reasonable for this loan and that my credit is in jeopardise. Immediately i started to panic because i have excellent credit history and never made a payment late in my life. So i decided to see what i can do to take care of this loan.

So after hours on the phone and trying to negotiate a paid off we came to an unreasonable amount. The collection agency then said the only way they can grant this amount is if i take care of it at that very moment i told him i didn't have that amount right now that it will take several days for me to withdrawal it from an investment account. He said well you can use a credit card. I said i don't have that amount on a credit card. He then informed me that i have to put at least 2000.00 down today or the deal is off. SO stupid me aloud him to take 2000.00 from my credit card and agreed to pay the remaining debt within 10 days. I then ask them to send me a receipt via mail or fax which i was informed that they will absolutely send me a receipt. I then requested that they send me something in writing to confirm this agreement he said he would once this loan in settled and paid in full. several days later when the funds were available in my account i call them to see where i should my my payment he then said he can take it right over the phone again i asked if he is going to send me a receipt with showing this loan is paid in full and settled he said he will fax it right over. It wasn't until later that evening when i was going though my mail that i notice that i was mail a payoff agreement that was less then want i was told over the phone. When i contacted the collection agency back to tell them about the letter the sent me and i should be entitled to the payoff amount in the letter they said that cant grant it because i settled for the amount i paid and the have it recorded. To this day i have yet to receive anything in writing from this company in regards to my settlement. I do no the laws and my rights and they have to send me document within 3 business days. I have ever intention on pursuing a legal action against this company.

If there is anyone else that was mislead and frauded from this company please contact me because i would like to see a class action suit against them.

Byron
elizabeth, Pennsylvania
U.S.A.