Reliable credit Reliable ripoff Federal Way Washington

So Mr. Clayton...you offered zero rebuttal!  Your only comments were immature in nature.  When somebody here hits the nail perfectly on the head and the OP can't offer an intelligent point-by-point rebuttal, the usual lamebrained response is "you must work for them!".  You have proven my point absolutely perfectly!!! 

So who are you? And makes you think you know my exact situation. Jim was that your name? You must work for these scam artists. F*#k you.....

 This was YOUR account with YOU responsible for the payments.  This lender is a SUBPRIME lender.  You ended up with them and a high APR because YOU have a documented and verified reputation of screwing your previous creditors by YOU not paying on time.  Now comes this account and YOU claim YOU want to "clean up" YOUR credit.  So what do YOU do?  YOU continue to live up to YOUR self developed reputation by not paying them on time either. Now you, the self developed serial deadbeat, want to buy a house.  This subprime lender reports YOUR continual late payments to the credit bureau.  So then, its time for you to throw your tantrum, stomp your feet and wail because the big, bad lender reports exactly what you did.  Poor, poor baby.  Isn't it so much of a shame the mortgage company knows what kind of a serial deadbeat you are!