#1 Consumer Comment
AUTHOR: Ken - Greeley (USA)
SUBMITTED: Wednesday, July 13, 2011
POSTED: Wednesday, July 13, 2011
Did Aflac violate the terms of their policy....if so, notify your state's insurance commissioner.
If not, get over it and get a policy with terms YOU like...it might cost a bit more.
#2 Update By Author
AUTHOR: stray56 - (USA)
SUBMITTED: Wednesday, July 13, 2011
POSTED: Wednesday, July 13, 2011
i am over it ya turd,and the bait and switch is that they lied about the policy and refused to pay.oh yeah i already filed a report with the ins commisionerdont try to hold my hand pal, wipe your own ass.
#3 Update By Author
AUTHOR: stray56 - (USA)
SUBMITTED: Wednesday, July 13, 2011
POSTED: Thursday, July 14, 2011
well ken if ya read my report it pretty much tells the story, and i am over it i dropped the scumbags and called my insurance commisioner. you sound like you might be a fan of aflac, dont need ya to hold my hand little man. try wippin your own a**, i got mine under control.
#4 Consumer Comment
AUTHOR: mr rik - miami (USA)
SUBMITTED: Wednesday, July 13, 2011
POSTED: Thursday, July 14, 2011
#5 Consumer Comment
AUTHOR: Ramjet - Somewhere (U.S.A.)
SUBMITTED: Thursday, July 14, 2011
POSTED: Thursday, July 14, 2011
I spite of your childish response, you haven't said what the bait and switch was or you don't know what bait and switch means.
#6 Consumer Comment
AUTHOR: Robert - Irvine (U.S.A.)
SUBMITTED: Thursday, July 14, 2011
POSTED: Thursday, July 14, 2011
if ya read my report it pretty much tells the story
- I read your "story" and the only thing I got out of it is that even though you knew that they would "screw you" you still gave them money for 5 months.
So how is this bait and switch. If anything it sounds like they did exactly what you expected. If this is not the case then what is the whole story.
#7 Consumer Comment
AUTHOR: coast - (USA)
SUBMITTED: Thursday, July 14, 2011
POSTED: Thursday, July 14, 2011
"if ya read my report it pretty much tells the story"
Your childish sloppy review contains no useful content.
#8 Consumer Comment
AUTHOR: Ken - Greeley (USA)
SUBMITTED: Thursday, July 14, 2011
POSTED: Thursday, July 14, 2011
Fools like you get what they deserve...bet Ripoffs happen to you a lot.
Did you even have someone read you your policy?
Next, before posting Ripoff Reports, pay a 10 year old to help you do it right. ;)
#9 Update By Author
AUTHOR: stray56 - (USA)
SUBMITTED: Thursday, July 14, 2011
POSTED: Thursday, July 14, 2011
my my seems to be a lot of aflac groupies out there that need a clear picture of my gripe. its simple i was injured off work for a month aflac did not pay. hope that while ya drinkin your aflac kool-aid that cleared it up.
#10 Update By Author
AUTHOR: stray56 - (USA)
SUBMITTED: Thursday, July 14, 2011
POSTED: Thursday, July 14, 2011
ramjet i read some of your posts, you sound like, let me see here dont want to hurt you little feelings,gimme a second oh i got it! you sound like an insecure and angry little man or woman or what ever you are, sounds like you dont have much of an education, and perhaps you lack self confidence,self worth, direction in life. try to be a part of the soultion, not the problem. try real hard to pull your head out of the ducks butt. i know thats a tall order, but come on little buckaroo you can do it!
#11 Update By Author
AUTHOR: stray56 - (USA)
SUBMITTED: Thursday, July 14, 2011
POSTED: Thursday, July 14, 2011
man you aflac groupies sure are a pissy bunch. take two midol,pop in a fresh tampon,its gonna be ok. you gonna give youself a strtoke,then the duck can crap on you.get away from aflac nancy, walk toward the light kendra.you can join our club if you want , but wait till your not havin such a heavy flow day, and dont forget your midol.
#12 Consumer Comment
AUTHOR: Ramjet - Somewhere (U.S.A.)
SUBMITTED: Thursday, July 14, 2011
POSTED: Thursday, July 14, 2011
Thank you for the mature, well thought out response.
However, you still have not explained how 'bait and switch' applies to your report.
In fact, it does not, I suggest you look it up and have a neighbor child assist you with a report.
#13 Update By Author
AUTHOR: stray56 - (USA)
SUBMITTED: Thursday, July 14, 2011
POSTED: Thursday, July 14, 2011
why is it that you and ken always mention young male children in your posts? whats up with that? wonder what thats all about?
#14 Consumer Comment
AUTHOR: IamGood - Galveston (USA)
SUBMITTED: Thursday, July 14, 2011
POSTED: Thursday, July 14, 2011
You posted a bitch about Aflac, you made it clear that you ONLY had the policy for 5 months, then filed a claim.
What reason did AFLAC give you for denying the claim.
Surely you can tell us why. Otherwise you are leaving the public no recourse but to speculate as to why they denied your claim.
So I am waiting with baited breath to find out why they denied your claim.
I will be checking this report daily to see why. Hey and dont answer me with the same smart assed answer you gave to every one else.
We all just want to know why you had your claim denied.
You cant claim "your right to privacy", because you were the one who made your complaint against Aflac public
#15 Consumer Comment
AUTHOR: Ramjet - Somewhere (U.S.A.)
SUBMITTED: Thursday, July 14, 2011
POSTED: Thursday, July 14, 2011
First of all I did not mention male children, I mentioned that you might want to ask a child to help you write a report because they would be far more capable of writing a coherent and useful report than you obviously are. Nothing more.
You still have not explained why you think your report is an example of 'bait and switch'.
#16 Update By Author
AUTHOR: stray56 - (USA)
SUBMITTED: Thursday, July 14, 2011
POSTED: Thursday, July 14, 2011
ok sister here it is in a nut shell i broke my leg at home had the leg set, im off work for one month aflac say not enough time off they wont pay, clear now, so how long you been a aflac groupie? and hey asshole i know its a public forum thats why i posted here.but im amazed at the number of aflac groupies like yourself who get thier shorts in a knot because people like me have a gripe. oh yeah you can have my aflac duck if you like! i went a little light on the smartass,i hope it got ya pissy.
#17 Update By Author
AUTHOR: stray56 - (USA)
SUBMITTED: Thursday, July 14, 2011
POSTED: Thursday, July 14, 2011
ramjet its been posted several times,all ya gotta do is read. if your not to busy being pissy.
#18 Update By Author
AUTHOR: stray56 - (USA)
SUBMITTED: Friday, July 15, 2011
POSTED: Friday, July 15, 2011
just stopped by to stir the pot. its a fact that when anyone posts on this site,telling how duck inc. has screwed them over,the only ones who get their feelings hurt,are the duck grouipies that check this site each day. if your not qualified for anything you can be a duck rep or a garbage man. come to think of it, the garbage man gets more respect. their higher up on the food chain,guess thats why. think about it. you pay for trash pick up, and they pick it up. twice a week rain or shine they take your trash and haul it away. you get the service you pay for.what a novel idea. aflac on the other hand,well you no the story. so a tip o the hat and props to the garbage man keepin it real everyday!!
#19 Consumer Comment
AUTHOR: Ramjet - Somewhere (U.S.A.)
SUBMITTED: Friday, July 15, 2011
POSTED: Friday, July 15, 2011
Interestingly enough, you still haven't figured out how to write a sentence. Your writing is nearly illiterate. Learn to use correct punctuation, paragraphs, capitalization etc. It would make you at least appear to be literate although the content is still juvenile at best. Your responses are silly at best.
You told us what your problem was but you still apparently have no idea what 'bait and switch' means. What happened to you is not 'bait and switch'.
If you've read many Ripoffreports you would know that it's very common for an OP to accuse everyone they don't agree with of working for the company. It usually means you have have no valid points to make.
#20 Update By Author
AUTHOR: stray56 - (USA)
SUBMITTED: Friday, July 15, 2011
POSTED: Friday, July 15, 2011
ramjet yall are too easy, ya get pissy so easy. just knowin that the truth pisses ya off, is entertainment enough. you really love the duck dont ya.
#21 Consumer Comment
AUTHOR: coast - (USA)
SUBMITTED: Friday, July 15, 2011
POSTED: Friday, July 15, 2011
stray56,
Tell us about "the old bait and switch routine"
#22 Update By Author
AUTHOR: stray56 - (USA)
SUBMITTED: Friday, July 15, 2011
POSTED: Friday, July 15, 2011
first ya tell um one thing, bait, then ya do another thing, the switch. you know how this works, ya do it on a daily basis.
#23 Consumer Comment
AUTHOR: Jim - Anaheim (U.S.A.)
SUBMITTED: Friday, July 15, 2011
POSTED: Friday, July 15, 2011
I understand how you might think that, but unfortunately it isn't. A broken leg would not generally qualify under a short-term disability policy. Such a policy is applicable to someone who has been diagnosed by a physician as disabled for a period of about 3-6 months. If your doctor only indicated you'd be off your feet for a month, it's no wonder your claim was denied. On top of this, in order for the policy to kick in, the person affected must first burn through all of their vacation and sick leave prior to payout of the disability. It's not bait and switch because the purpose of the ST disability was not intended for what happened to you. Let's say instead that you picked up something at home, wrenched your back, and the doctor said an operation and your out of work for four months. Once you burn through all your vacation and sick leave, you would then qualify for the ST disability policy until either (1) you're back to work, or (2) you apply for LT disability because the injury doesn't heal.
So what to do? I have a friend in an insurance commissioner's office and he was of really no help in such a situation. He doesn't think the commissioner would act on your filing, but who knows. What he suggested was to file an appeal; he indicated claims are initially denied by any and all insurance companies, not just this one. You can also work with your company's HR department to coordinate that appeal. I can only assume the broken leg did not happen in a work-related situation, so no one can deny your claim because the filing should be a workers comp claim.
#24 Update By Author
AUTHOR: stray56 - (USA)
SUBMITTED: Saturday, July 16, 2011
POSTED: Saturday, July 16, 2011
it did not happen at work and aflac did not pay as they should have. but no matter i dropped them. dont trust the duck, too much double talk. the number of people they have screwed grows every day
#25 Consumer Comment
AUTHOR: IamGood - Galveston (USA)
SUBMITTED: Sunday, July 17, 2011
POSTED: Sunday, July 17, 2011
Hey Stray Dog, people had ligit questions, and you respond with childish answers.
You should have read your contract before you signed with Aflac. You are a fucking dumb shit, who deserves every thing that he gets.
I work for Aflac, and I told them not to pay your claim, because I DONT LIKE YOU!!!!
You are a professional VICTIM, AND IT WAS FUN WATCHING YOU SQUIRM WHEN WE DIDNT PAY YOU.
I AINT NO AFLAC GROPIE, I OWN AFLAC, AND WE ARE IN THE BUSINESS OF COLLECTING MONEY FROM PISS ANTS LIKE YOU, AND THEN WHEN IT COMES TIME TO PAY WE GO OUT AND MODIFY YOUR CONTRACT SO IT LOOKS LIKE WE ARE IN THE RIGHT!!!!
I HAVE A PROGRAM THAT CHANGES THE WORDING OF YOUR CONTRACT, AND WE SUPERIMPOSE YOUR SIGNATURE ON THE CONTRACT SO IF YOU COMPLAIN TO THE STATE BOARD OF INSURANCE WE SHOW THEM THE CONTRACT, AND THEY DISMISS YOUR CLAIM AS BEING THE USELESS DRIVELL OF A WORTHLESS ASS HOLE!!!
#26 Consumer Comment
AUTHOR: mr rik - miami (USA)
SUBMITTED: Monday, July 18, 2011
POSTED: Monday, July 18, 2011
Finally the truth comes out.
