Independent Producers Of America/IAC/ABBA/Independence America Insurance Company IPA, IHC, IAIC, IAC, Helathmarkets, UICI, UGA, ABBA, Cornerstone LIARS, LIARS, LIARS. Internet

David Keeler, Mike Baker, Rick Pertile, Jeff Smedsrud.  These people have the worst business and personal ethics when dealing with this hurting economy.  The lie about everything just to get you into their deceiving comany.  They say you can come in and make $100,000 in the first year.  I witnessed ZERO people on their way to $100,000.  This includes people that have been with the company since they started this company 6-7 years ago.  The only people making any money is the president (David Keeler or Rick Pertile), the National Vice Presidents (Mike Baker, Mark Hunt, Dan Dinie -sp?) and the Big cheese at their parent company Jeff Smedsrud.  They do this by LIES about your future income and the $285 you must pay to receive LIES.  These people have no concern for your well being.  For the time I was with this company, 86% left worse financially than when they began.  Much worse.  I started taking these percentages over a 1 year 9 month period.  Am I stupid for waiting this long, yes!  Did I have something on the side to subsidize this length in time, YES!  Again, please do not believe a word of truth from DAVID KEELER, MIKE BAKER, RICK PERTILE, OR JEFF SMEDSRUD.  May these people feel the hurt they laid on so many over the years.  IPA will fail just as UGA and Cornerstone have.  Reason:  IPA hired the same people that unethically ruined the lives of agents and clients at UGA and Cornerstone.