REALTY & MORTGAGE CO. DECEIVING, BAD PRACTICE AND RIP-OFF. Chicago Illinois

If you want to save yourself time and money DO NOT look to rent any apartment from REALTY & MORTGAGE CO. in Lakeview/Wrigleyville.

I was deceived by the price of the studio that was a "steal". Now I know why it was a steal. They took $50 from me for nothing. It could be worst though. So I'm happy that everything is over now and I'm done with them.

I wanted to take over the lease from this girl that lived in one of their properties. Studio app for around $600 seemed like the best deal there is.

So, I went to REALTY & MORTGAGE office to fill in the application. I did that and they charged me $250 move-in fee before they even checked my credit plus they charged me for credit check $50??!!

After a few days they called and told me that I need a co-signer (since I declared myself a student). I asked about my credit report coz I know that its perfect and the person told me that they did not considered my credit report at all, since I'm a student and I need a co-signer. Why then they accepted my application IN THE FIRST PLACE and plus took $50 for credit check that was not even considered?!

Talk about rip-off. Then I asked to pay my rent in advance. They turned that offer down too. What kind of landlord does not want money in advance???? Then I realized that they took money from me and will also take money from a current tenant since she will not be able to sublet this app under these conditions. I asked for my money back.

They told me that they only can refund my move-in fee and not my credit check money. Since I paid for my credit check I asked them to provide me with my credit report. The person that I talked to had already prepared answer (which means only one thing - they crossed a lot people over). She told me that they are not able to provide me with my credit report but I can call their screening company and she immediately was able to give me their phone!!!??

Also, the first time that I went there they told me that they do not accept personal checks and as you know majority does. Now I know why. They crossed many people over and these people were able to stop payment on their personal check, so now REALTY & MORTGAGE accepts only cashier's checks or money order!!!!??? Nobody does that. I should have known.

DECEIVING, BAD PRACTICE AND RIP-OFF.

If you value your time and money you will not go to this place, even if the price is a "steal". Especially DO NOT try to take over the lease since you will have just a headache.

Jess
New Berlin, Wisconsin
U.S.A.