• Report: #554347

Complaint Review: Fair Lending Review / Modification Services

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  • Submitted: Thursday, January 14, 2010
  • Last Posting: Friday, May 13, 2011
  • Reported By: michael — midlothian Illinois United States of America
Fair Lending Review / Modification Services
3185 airway ave costa mesa California 92626 United States of America

Fair Lending Review / Modification Services tricia hansen,maryann chanel took 1995.00 to modify loan which never happened costa mesa, California

*Consumer Comment: Hi Maryann is Gerry


1Author 4Consumer 0Employee/Owner

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I was approached by phone by a man named Art,who informed me he could help me with my loan modification.He said I would have to send him all the required documents he asked for to see if I qualify for this government sponsered program that would allow fair lending review to negotiate with my current lender to lock my apr to a lower and locked in rate.I did as I was asked.then within a week Art called and said I did qualify for the program,which at that time I gave him 1995.00 on my credit card and was told It would cost no more than that , It would cover everything.5 months later I contacted Art telling him I was called approx 3 times from tricia and maryann and I demanded to know what was going on ,He called right away and told me to send a threatening letter to fair lenfing law and demand answers.They responded with the answer that I  did not qualify for the program because of my income ,so I asked when I would be getting my money back and they responded that my not qualifying was not due to an error on their part So before I fly out there personally and take this in my own hands I want to know whos with me in this and we can take care of them together legally.

This report was posted on Ripoff Report on 1/14/2010 8:37:57 AM and is a permanent record located here: http://www.ripoffreport.com/legal-process-services/fair-lending-review/fair-lending-review-modifica-3fc8c.htm. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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1Author 4Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

Know ALL your facts before Defamation of a name

AUTHOR: Maryann Chanel - Costa Mesa (United States of America)

I am no longer contracted out with Fair Lending Review and wish to state all the facts.  You mentioned I took your money, which I did not charge you or did I have the capacity in my job function / role to collect money.  I was contracted out by Fair Lending Review to process your file with your lender.  I was not selling you a service or collecting a payment.  In no way, shape, or form did you make the payment to me.  I am not the owner of the company or hold shares or have any type of vested interest financially in this company. 

You stated you were going to take matters into your own hands.  I understand you're upset however I have not been contracted with Fair Lending Review LLC since November 2009.  They stated they no longer needed my services since they have shut down the company.  You are listing names that have nothing to do with refunds as you did not pay me, Maryann Chanel,  you paid Fair Lending Review LLC.  Period.

I wish you well and hope you resolve this matter.   

Respectfully,

Maryann Chanel


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#2 Consumer Comment

Not so bright Attorney

AUTHOR: Lou - bronx (United States of America)

According to Maryann Chanel she in no way took money from the consumer nor did she have shares in this company Fair Lending .She was only contracted by them. Well she also indicates that she's no longer with the company.Hummmm we wonder why?

She was either apart of the scam or not a bright enough "attorney" to see that this company was a scam. Real attorneys usually do research on the clients before taking them on...

Especially companies that are not yet established. Fair Lending Review  started their rip off scam in feb 2009. There is no deformation of character here...Anyone associated with this "Fair Lending Review LLC" company  had to have known what was going on.. unless ....you are an idiot or incredible stupid..chances are you knew.

There is no sense in trying to clear your name or disassociate yourself from this company now .It is too late, your names have already been given to the California State Consumer Affairs Bureau , Better Business Bureau of California and the Attorney General Mr. Brown for further action.

Some like me , took matters further. Informing the Mayor Schwartzanager and  filing individual law suits against everyone "ASSOCIATED" with Fair Lending Review LLC. at California Civil Court.

So my suggestion await the paperwork for your hearing date.

Next stop .....The bar association............

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#3 Consumer Comment

The TRUTH shall prevail

AUTHOR: Maryann Chanel - Costa Mesa (United States of America)

Lou - Bronx

Let's be clear....I am not an attorney, I was a contract employee who processed files for the company for little over 2 months September to November 09.  You are seeking vengeance on a contract employee who was unfortunately associated in this mess. The fact is if you did have a contract with Fair Lending Review LLC from February 2009 then you would have known what the history or timeline was and my miniscule involvement with this company.  

Ignorance or doing research about the company is not the question or claiming I should have known.   Just like every American who was in search for a job,  I replied to a job ad for an independent contract processor.   I applied, was interviewed and accepted the job as a contract employee.  There was nothing unusual about that.


No need to assume that you KNOW everything about all the people associated with this company.  There are many things that I was on a "Need to Know Basis" since I had nothing to do with the decisions of the company or the direction they were taking.   When I did raise my concerns or voiced my opinion of clients who were upset about the changes.  My voice was heard but, really did anything I say matter to the owners?..Of course not.  I was repeatedly told that the previous processing company that processed their files (Modification Services Inc out of Irvine, Ca) was no longer servicing their files and they needed my help to follow up with the lenders/banks for those files that were already submitted for a loan modification request.  It was difficult to withstand days of tormenting screams or threats for trying to help their clients.  I tried to hold on and thought if I help clients keep their homes I have accomplished what I was hired to do.  With no warning my contract employment was severed the weekend after Thanksgiving.  I was concerned about the clients but I had no choice or say in the matter.  The owners cut all ties with me.  The owner called me one morning said he needed me to stop working on all the files and I no longer had access to the files on their computer system.  


This whole ordeal is very unfortunate and you are claiming I should have known.  This is what I DO know....I tried the best I could for the clients and then was told to not work on the files as I am no longer needed for their contract services.
Lou - Bronx, I wish you well in your pursuit.  
Maryann

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#4 Consumer Comment

Hi Maryann is Gerry

AUTHOR: Gerry - (United States of America)

Hi Maryann is Gerry!
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