GMAC Mortgage Coompany I have been trying over a year for a loan modification with GMAC Mortgage Co. Acworth, Georgia

I have been trying for over a year for a loan modification thru GMAC Mortgage..they even set me up on forbearance pymts for 6 months of which i paid them all on..or ahead of the due date. I was told that during the forebearance process they would be working on a modification. At the end of the 6months of pymts they informed me that I would have to RE-Send all the documents again..and that if the loan was'nt brought CURRENT..that foreclosure proceedings would begin. They refused pymts..and after submitting the modification paperwork a total of 4 seperate times...they finally said the modification was approved...HOWEVER..my pymt went UP!! I could no longer afford the original pymt..let alone a HIGHER ONE!....property is now valued over 50k LESS...But GMAC OBVIOUSLY never intended on helping me to begin with..I now ..after 7 years of ownership am FORCED to move out. Are there not laws to protect home owners..?