1st Payday Loans AKA 1st Payday Advance
2364VZ County Road 2128
Canton Texas 75169
U.S.A.
|
- Phone: 866-524-4450
- Web:
- Category: Loans
|
1st Payday Loans AKA 1st Payday Advance ripoff Took my money and ran! Canton Texas
1Author
2Consumer
0Employee/Owner
I applied for a loan through 1st Payday Loans via the Internet on 9/1/04. Lloyd Foster emailed me back saying that I had been approved for a higher loan in the amount of $5,500. Having some debts to consolidate, the terms sounded good.
All I had to do was pay the Fed Ex driver a $220.00 "finder's fee" to accept the loan documents. This fee would be delivered back to 1st Payday Loans via Fed Ex. I paid the driver, signed the documents and Express Mailed them back to 1st Payday Loans. I received an email from Lloyd Foster on 9/30/04 that they had received the documents and my funds would be deposited into my bank account on the following Monday (10/4).
The funds have still not been deposited and they are not returning my phone calls or emails. (No one ever answers their phone--there is a message machine hooked up.) I have not heard anything concerning my $220 being refunded and I probably never will. The kicker is, I still receive emails from them soliciting business!
Do not do business with 1st Payday Loans or 1st Payday Advance! There are several people who have reported the same situation on this website concerning this company.
Wanda
Salt Lake City, Utah
U.S.A.
Click Here to read other Ripoff Reports on 1st Payday Loans
REBUTTALS & REPLIES:
1Author
2Consumer
0Employee/Owner
Updates & Rebuttals
#1 Consumer Suggestion
AUTHOR: SHERRI - Piedmont (U.S.A.)
SUBMITTED: Tuesday, November 16, 2004
POSTED: Wednesday, November 17, 2004
Change your account number IMMEDIATELY. Also, put a fraud alert on your credit reports. I am not crazy about advising you to do this,as it can be inconvenient for you later, but these people now have all of the information they need to effectively steal your identity, clean out your bank account, try to get new credit using your information, etc. I would also advise filing a police report.
It sucks that you lost $220..it will suck even more if these leeches destroy your financial future.
#2 Consumer Suggestion
AUTHOR: Whitney - Lexington (U.S.A.)
SUBMITTED: Wednesday, November 17, 2004
POSTED: Wednesday, November 17, 2004
I was scammed out of $220 by this company too and my report is on this site as well. I urge you to file complaints with any agency who who will listen, including the BBB, FTC, OCCC and IFCC. Also, look into filing complaints with your particular state's Attorney General's office and Department of Financial Institutions Division of Securities (FIDS). I know it's a frustrating process, but your complaint will help these agencies build a better case against the company and could lead to return of our money. I would also suggest filing in small claims court. Whatever you do, don't give up and know that there are others out there that share in your frustration!
