I was looking for a company that would deal with no credit/bad credit loans and found Bellaire Capital Group. I filled out required application and about 3 days later i received a call from a Arthur Keaton stating I was approved for a 5000.00 loan. He explained the loan in detail and answered all my questions without delay or hesitation. I even looked the company up on the BBB website. There were no complaints or actions taken against this company,which gave me the confidence to proceed with this company. Arthur sent my loan via email which I printed out and read and signed. There were questions why I had to pay 800.00 to them for collateral. Arthur replied due to my credit being low they would need collateral which would go to my first 5 payments. I was alittle leary about this but like I said the BBB website had no complaints.
I proceeded with faxing my loan contract to Arthur.He called me about 5 mins later stating where I should send the 800.00. When he told me Canada I was like why Canada. You are located in Michigan why am I sending the money to Canada. He calmly replied, "thats where your lender is from". The whole conversation at this time was him reassuring me that this was not a scam that he was there for me and that he wouldnt let anything happen. I explained to him that I was on a limited income,Im a single mom of three and too please dont let anything happen to my money. I used my rent money to pay the 800.00. At this point I was scared and didnt know what to do. I wanted to trust him but something was telling me not too.
Desperation won and I sent the money. About 2 hours later Arthur calls me and says there is a problem with the western union that if I could verify all the information. At this point I realized I was scammed. I verified it and he told me that it was a problem with the western unions end and that I need to contact them. I did. They claimed that the money was available for pickup. I called Arthur back and told him of the news. He said ok. But now since it was late they were not able to send me the money that night that it will be sent the next morning. I replied ok.
I was unable to sleep so I searched the web and found a comment on this company that the same thing happened to them but they had sent in alot more money that I. This was all the proof I needed now. I called western union back and explained that I was being scammed. Thank the good Lord above western union was able to stop the payment(since no one had claimed it ) and gave it back to me. They requested I go and file a report with my local police. I also changed my bank info. I reported it to the BBB and they replied that they could not help me. So people will continue to get scammed due to the BBB not putting a complaint on there website.
Needless to say, Arthur called me the next day stating that my funds were waiting but now there seemed to be a problem with the money from me. I did not reply back to him and he has not called me since.
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