Bowerland Financail Lending (Bruno Minyoni) Canadian/South American Scam Ripoff Vergennes Vermont

This is a fictious company that pretends to offer loans (min $5000) for high risk credit clients. Bruno will tell you that the company is financed through private investors. Once approved, (all applicants are approved) he will fax you this five page loan agreement, that looks very good and is a real binding agreement. You however cannot bind someone to a contract if that person does not exist. Once you send this agreement back to him, he will then tell you that all you have to do is send the first five months payment to the private investor, and once recieved the loan will be deposited in your account in 24hrs. The next day he will call you and tell you that the loan was red flagged in the final stages of processing and that the lender acctually requires the first ten months of payments up front. You will never see any of this money. Its all a scam. If you fall for it, he will get your money, and all your personal information. (bank account, ssn, signature ect) Ive done a lot of research about these guys and they are good. They are even listed in the BBB as a satisfactory company. They make thier living off scamming people's money. They got me for $1100. They are operating out of canada, and south america. They use voice dection software in thier phone system, so they already know who you are before they answer the phone. The allais "Bruno Minyoni" is a master of voice impressions, and he has a answer for every question you may have. Dont belive anything he says. He is a fake. Thies address is a barber shop. There is no such thing as Bowerland Financial. Things to look for when searcing a lender: 1. Never never never give any money to get money. NEVER. 2. When looking at thier website, check the very bottom of the page, there should be the companys name, and by that name needs to be a copyrite symbol. 3. If a company is not a MEMBER of the BBB, dont do business with them. 4. If you cannot go into a building, and look someone eye to eye and shake thier hand, do not do buisness with them. 5. Dont give personal information out over the internet. 6. If you are a high risk client, and you need a loan, go to a benefical location. Thats what they specalize in. The interest sucks, but its better than getting ripped off. This company admitted to being a scam to me, and told me that if i stopped calling, they would money order me back half. (i called like 500 times) I am confident that i will not see the money however i did suceed in pissing him off. There is no legal recourse to this company as they operate outside the us. Dont fall for these guys or anyone else. Google this # 416 640 3445, and you can see all the differant companys that they have pretended to be. They are a fake. Dont fall for it like i did........

Jason
anytown, Washington
U.S.A.