I drive a 2004 Dodge Ram 3500 truck. I bought this truck new back in 2004.
Up until last year I owned and operated a motorcycle shop in the town of Sebastian FL As the economy got worse so did my business which led me to close and seek work else where. I have been working on and off for the past year and a half doing anything I can to make ends meet.
I contacted Chrysler financial the first time 3 months ago when I was a little over 2 months behind. I told them I could give them one payment on that day and set up for the next payment to be automatically with drawn from my bank account in 2 weeks, then I would be caught up, they said no. I am now five months behind. Two weeks ago I talked with Chrysler Financial again and said that I could pay them everything I owed them to make me current which was over $4000.00 and they refused any partial payment of any sort , they wanted payment in full of the truck which is around $16000.00 or the truck. I purchased this truck new in 2004 for around $38,000.00 and been making a $705.40 a month payment since. Have talked with several people at Chrysler and there is no one willing to work with me. Granted I have not made all my payments on time but I have always got myself current up until the last 3 months when they have been willing to work with me.
It's sad that taxpayers have bailed these company's out and they want to re posses our vehicles let alone not work with us when we are down and out.