• Report: #521559

Complaint Review: City State Financial

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  • Submitted: Monday, November 09, 2009
  • Last Posting: Monday, November 09, 2009
  • Reported By: Meli — Texas United States of America
City State Financial
704 King Street. Suite 504 Wilmington Delaware 19801 United States of America
  • Phone: 8006400048
  • Web:
  • Category: Loans

City State Financial DO NOT DO THE MISTAKE I DID... ITS A TOTAL RIPP OFF!!!! Wilmington, Delaware


2Author 3Consumer 0Employee/Owner

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As much as it is everyone is in need of money,.... I Went through this loan b/c I though It would help me get pay my traffic ticket and my student loans off. Unfortunatelly... I received a verdict I didn't expect. This company has RED flags written all over them. I applied for a 5,500.00 loan and I had to pay 550.00 to them for a insurance fee which was sent to a so called "Jeffrey Blanks" and then the representative "Diana Smith" called me again friday afternoon to tell me that my loan would be deposited into my account the following monday by 5 pm... She also gave me an authorization code and a number (1-888-559-2708) to call Beddmann once the funds hit my account so I can give him the authorization code... and I called the loan office today to speak to her about the loan... no answer all morning to the afternoon and then I decided to call the number she gave me and he said that in order for me to receive the funds I have to PAY AN ADMINISTRATION FEE??? WTF... of 350.00 I told him Im not made of money and all that and that I was never told from the start that I had to pay this and also it wasn't in the contract agreement. So,... he got mad for me asking questions and then he said toward the end, "WHY DON"T YOU GET ON THE BALL AND PAY THAT MONEY and I'll process the money to your account. So I told him to cancel all of it and he said that it would take 2 TO 8 weeks for me to get my money back,,... which is freaking ridiculous...I need to get my money back... I just got laid off and finally got a good job and I need it to catch up on my bills... Im the only one working right now in my household... so if you can please ANYONE help me ... and the others who have been ripp off by this horrid company... please contact us... we need your help. 

This report was posted on Ripoff Report on 11/9/2009 12:35:45 PM and is a permanent record located here: http://www.ripoffreport.com/loans/city-state-financial/city-state-financial-do-not-d-da356.htm.

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2Author 3Consumer 0Employee/Owner
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#1 Consumer Comment

Unfortunately

AUTHOR: Flynrider - Phoeix (U.S.A.)

  You're not going to get your money back.   You were not doing business with a loan company.  Real loan companies do not require money up front for "insurance".  That would be against the law.

  What you did was to send $550 to some scammers.   Let me make a few guesses and see if this sounds familiar.   They required you to send the money via Western Union or Moneygram (which makes it untraceable).  They also required you to send the money to someone outside the U.S. (which means U.S. law enforcement will not have jurisdiction).

   This is called the Advance Fee Loan Scam.  The FTC has a web page devoted to this scam at :

http://www.ftc.gov/bcp/edu/pubs/consumer/telemarketing/tel16.shtm


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#2 Update By Author

Do Not Trust them,... they'll ripp you off too

AUTHOR: Meli - Grand Prairie (United States of America)

As much as it is everyone is in need of money,.... I Went through this loan b/c I though It would help me get pay my traffic ticket and my student loans off. Unfortunatelly... I received a verdict I didn't expect. This company has RED flags written all over them. 

I applied for a 5,500.00 loan and I had to pay 550.00 to them for a insurance fee which was sent to a so called "Jeffrey Blanks" and then the representative "Diana Smith" called me again friday afternoon to tell me that my loan would be deposited into my account the following monday by 5 pm... 

She also gave me an authorization code and a number (1-888-559-2708) to call Beddmann once the funds hit my account so I can give him the authorization code... and I called the loan office today to speak to her about the loan... no answer all morning to the afternoon.

I decided to call the number she gave me and he said that in order for me to receive the funds I have to PAY AN ADMINISTRATION FEE??? WTF... of 350.00 I told him Im not made of money and all that and that I was never told from the start that I had to pay this and also it wasn't in the contract agreement. 

So,... he got mad for me asking questions and then he said toward the end, "WHY DON"T YOU GET ON THE BALL AND PAY THAT MONEY and I'll process the money to your account. So I told him to cancel all of it and he said that it would take 2 TO 8 weeks for me to get my money back,,... which is freaking ridiculous...

I need to get my money back... I just got laid off and finally got a good job and I need it to catch up on my bills... Im the only one working right now in my household... so if you can please ANYONE help me ... and the others who have been ripp off by this horrid company... please contact us... we need your help. 

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#3 Consumer Comment

it's a scam

AUTHOR: sylver8248 - murfreesboro (U.S.A.)

No real lender requires you to pay money up front for a loan.  Unfortunately that money is long gone.


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#4 Consumer Comment

Meli

AUTHOR: Susan - This City (U.S.A.)

Call your bank and tell them what happened.  They will help you change your bank account numbers.  You gave these people your account number expecting a deposit but in doing so you gave them access to debit your account too.

You might also listen to what your bank charges for identity theft protection.  You mailed off a money order (probably out of the US) and gave these rip off artists all of your personal information. 

You will need identity theft protection for many years.  This company is already making money selling your identity to others. 


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