• Report: #125065

Complaint Review: First Horizon Home Loans

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  • Submitted: Thursday, December 30, 2004
  • Last Posting: Wednesday, December 28, 2005
  • Reported By:salt lake city Utah
First Horizon Home Loans
5901 College Blvd., 3rd Floor Overland Park, Kansas 66211 U.S.A.
  • Phone: 888-663-5626
  • Web:
  • Category: Loans

First Horizon Home Loans lies on top of lies. They've kept me waiting 3 months with my credit ruined because of it. Rip-off! Overland Park, Kansas


1Author 2Consumer 1Employee/Owner

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I was promised the loan would close "in a couple of days". It has now been almost 90 days (which wouldn't have been a problem if they would have told me it would take three months instead of two days). Now my property tax is delinquent, my car has been unregistered for almost a full month, I've lost 16 hours of vacation time waiting for a call (he actually told me to wait by the phone because he was "definitely going to call with instructions on closing" - I'm still waiting three days later).

Basically if I wasn't lied to I most definitely would have tightened the belt (skipped christmas and groceries) to pay bills, but instead I was led to believe I had a bunch of money coming to me soon so I thought I had a cushion that wasn't there. So now I trusted them I am in real financial trouble.

Jason
salt lake city, Utah
U.S.A.

This report was posted on Ripoff Report on 12/30/2004 11:51:32 AM and is a permanent record located here: http://www.ripoffreport.com/loans/first-horizon-home-l/first-horizon-home-loans-lies-b8872.htm. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
1Author 2Consumer 1Employee/Owner
Updates & Rebuttals

#1 Consumer Suggestion

Contact The Home Office

AUTHOR: S.n. - Bucyrus (U.S.A.)

Following is the information posted on the Kansas Secretary of State's website. The Overland Park, Kansas address is not listed. You will also note that there are two previous entity names listed here. You may wish to contact the home office at the address below:

Database Updated: 12/30/2004

Business Entity ID Number: 0539072

FIRST HORIZON HOME LOAN CORPORATION
LAURA TURNER
9515 DEERECO ROAD
SUITE 400
TIMONIUM, MD 21093

Close Corp [N]
Tax Year End [12]
Date of Incorporation [05/31/1978]
Last Correct Annual Report [12/2003]
Next Annual Report Due Date [04/15/2005]
Extension [00/00/0000]
Forfeiture [07/15/2005]
Expiration [12/31/9999]
State/Country Formation [KS]

Resident Agent
THE CORPORATION COMPANY, INC.
515 SOUTH KANSAS AVENUE
TOPEKA, KS 66603-0000
County: SN

Business Entity Type
DOM: FOR PROFIT CORPORATION

Business Entity Previous Name
Name : CARL I. BROWN AND COMPANY

Business Entity Previous Name
Name : FT MORTGAGE COMPANIES

Business Entity Status
CORPORATION IS ACTIVE AND IN GOOD STANDING
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#2 Consumer Suggestion

How to avoid this problem

AUTHOR: Ed - Houston (U.S.A.)

I have worked for the financial industry for years. Just because you are waiting for a refinance to close doesn't mean you can stop paying your mortgage. There are a lot of things that can happen that will delay a closing (although 90 days is almost unheard of). I hope everybody who reads this takes note. Pay your current mortgage until you sign the loan documents and have a check in your hand.
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#3 Ex-Employee

Correct address for First Horizon Corp

AUTHOR: Nonya - Shawnee (U.S.A.)

The correct address for First Horizon Corporation is:

First Horizon Home Loans
4000 Horizon Way
Irving, TX 75063
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