• Report: #24094

Complaint Review: North American Title Loan

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  • Submitted: Saturday, July 06, 2002
  • Last Posting: Friday, May 25, 2007
  • Reported By: — charleston SC
North American Title Loan
1910-A Savannah Highway Charleston South Carolina 29407 U.S.A.
  • Phone: 843-573-9777
  • Web:
  • Category: Loans

North American Title Loan is a ripoff business from hell. Charleston, South Carolina


1Author 1Consumer 0Employee/Owner

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North American Title Loan charged me 200% interest on a $600 loan that cost me $2600 so far .....

I'm Doing this because I am Stunned that an operation like this could be legal in the USA.

I originaly borrowed 600 dollars from this company against the title of my 1993 ford pick up.I thought i could pay that back pretty quickly it was just 600 dollars . They told me that the payments would be 200 dollars a month, what they didnt say is that was the interest only!

After I had payed them 5 200 dollar payments and saw that the principle was not going down i told them that ii could give them no more money they sent a tow truck and they towed my truck away . when I went to there office to find out where to go to get my belongings they were very incooperative , this made me angry and i yelled at him and poked him In the chest with my finger they called the police and i was arrested . they claimed that I assaulted them [2 guys work there]now I have 700 dollars in fines to pay.

Today i recieved a letter in the mail saying that if I dont pay them 1800 dollars that they are going to auction off my truck ..... thats my story

Jimmy
Charleston, South Carolina

This report was posted on Ripoff Report on 7/6/2002 5:40:24 PM and is a permanent record located here: http://www.ripoffreport.com/loans/north-american-title/north-american-title-loan-is-a-a79fz.htm.

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1Author 1Consumer 0Employee/Owner
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#1 Consumer Comment

Umm.. okay

AUTHOR: Just Me - Somewhere (U.S.A.)

SUBMITTED: Friday, May 25, 2007

Ok, so you knowingly took out a loan at a high interest rate and that's what you're mad about?

I've taken out a title loan before and had no problem. I'm sure most of them work the same, but as long as you pay interest that's what keeps you in the so called safe zone. Mine didn't include the principal AND interest for the monthly payment, it was just interest. The reason your payment wasn't going down is because you didn't pay your principal. They aren't like a regular car loan where you make so many payments for so many months. It's all up to you to get it paid off if you want it paid off.

I can imagine once they get to a point of having to take your car they probably aren't too happy with you. I can imagine what a pain that has to be to get someone to tow your car and deal with all that. I can't feel bad for you.
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