United Cash Loan Pay Day Loan Scam Miami, Indiana

On May 24, 2011 my wife and I took out a Pay Day Loan in the amount of $500 with the understanding that loan would be satisfied with $150 increments until the loans was paid off. However much to my surprise by September 30, 2011 we had paid a total of $955. It was at this point we decided to close our checking account because were unable to go online to access the United Cash Loan website. We also could not talk to anyone. If we had not closed our Bank account they would have total access to our checking account and money out of it when the wafnted to. After searching the internet we found a contact number and we were able to address the issue of if we had a balance. This company calls your place of employment even after a cease to phone calls was faxed and mailed to them, they also try and intimidate me when I ask the Representative to send me a itemized statement in writing. I was told I had $495 to pay after already paying $955 on a $500 Loan. We research this whole internet pay day loan companies and found out that as a consumer you have to know rights. A cease communication, and Dispute Debt along with facts about the Laws in our State.