back in june of 2008 I was layed off and fell behind three months on the third month I sent three money orders for the full amount and they were returned. then the problems started I am disabled and my husband is the only one working. my grandaughter is 18 and goes to school and has a baby. mr medina is the only one that works and provides for us. when the monies were cut and couldnt meet all payments and school for her and baby needed clothes and diapers. I also have my two parents that live with us which are 84, 85 yrs old.
I called to get a loan modification with acorn housing which is a government agency that helps get mod. loans and they could not help and told me not to send payments anymore because they were working on the loan mod. well I just fell farther behind. then in the months I filed bankruptcy and somehow information was lost and miscommunication with the attorney and the bankruptcy was dismissed it was chapter 13 that went under my name. that got ruined and still sent payments then they were not accepted, they got returned.
time went by again and still nothing could get resolved. I kept calling and at times just gave me the run around call this and call that but never got any answeres. I dont know why I have been switched to four different companies and in the switch they lose payment or not post them, then they wanted me to sent more money which we did but still never caught up. then the forclosure was stopped and sent payments again and they accepted only a few. then they sent a letter again that they would foreclose.
I filed this time chapter 13 again and stop the forclosure again and but went to the hearing and my husband speaks no english and the lady that takes care of the chapters was upset because she did not speak english. she had to get an interpreter and she was very upset. our attorney did not get full information on us and was lacking alot of paperwork and so she said she give us 14 days to bring in information. which my attorney never did. it was dimissed again. I just recieved a letter for the court date to get permission from the judge to forclose on the house again.
I am very frustrated with these actions and nothing seems to be resolved and just keep spending more and more money to pay the mortgage, pay the attorney, pay fees, and nothing has been resolved. I guess this time I will lose my home which has belonged to my parents for the last 46yrs and now we lose it to some people that dont even exist in the united states they are I was informed somewhere in Idia and the people speak very poor english I cant even understand half of what they say and all they do is agree to everything you say and cant resolve anything.
other than say ok ok and transfer to everywhere else but to resolve and issue. at this point I am so disappointed that there has been no one to help you other than push you deeper and take your money. I dont understand how this could have happen other that they lie and steel from under your feet. not even going to the district attorney will help because you have to have an attorney and they cost money. its all about money. I know as its said money talks and all others walk down
!@#$ avenue.
I wish all people that are in the same bind as we could all get together and sue the heck out of this company and see if they can be broke but they are so rich in money that they know they will not lose. the way our economy is right now and will be worst too many people are losing their homes and well it is getting rediculous that we are all losing everything we own....can anyone outhere help!!! or have other suggestions or techniques....Help!!!
