swipebids.com stole $150 from me and want give me my money back, Internet

I signed up for this website thinking it was for 11.95.  So after i sign up i am looking at all the bids.  I made a couple bids everytime the clock would run down to a couple seconds it would go right back up.  So i started reading the terms of use.  Realize that it is .50 cents a bid right.  So i get on the live chat to cancel mind you it has only been an hour i had an account with them.  So she tell me sorry you have to stay with us for 30 days and the package you choose is $150.  I asked her you charge my credit card $150 she said yes that is what you choose i said i didnt chose anything so we went round and round i told her i want my money back and she pretty much said i have to bid for 30 days and then if i qualify i may get my money back and it could take up to 90 day after i fill out this form and mail it in so now i am hoping my bank can do something tomorrow or the Better Business Bureau.  UGH this company...... and what is said Consumer Review is giving good reviews they need to recheck that