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  • Report: #377489

Complaint Review: Vanderbilt Mortgage

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  • Submitted: Tuesday, September 30, 2008
  • Last Posting: Wednesday, October 01, 2008
  • Reported By:fort stockton Texas
Vanderbilt Mortgage
vmf.com Maryville, Tennessee 37802 U.S.A.

Vanderbilt Mortgage,!lisha Morman! Domique Smith!& All The Other 100 Reps We Have Spoken To they say we didnt make a payment for sept 08,& they are charging us for inurance even though we have provided proof of our own Maryville, Tennessee


1Author 1Consumer 0Employee/Owner

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well,where do i begin? we have been going round & round with these idiots for almost 2 months. 1st because they say we hadnt made a payment That we were behind a month. so, i sent them proof that we had made that payment. bankstatments photocopies everything! they are still saying we owe that payment. my bank is going to even fax them proof of payment (we did the payment through our bill pay)now they say we owe them for insurance that we "had" thru them. we cancelled it & obtained our own insurance & sent proof of insurance.

i set them proof of insurance all the way back from 2006 they themselves even sent us proof of cancelation the insurance was cancelled on 8/14/08. well ,they still want us to pay for that insurance (even though it has been cancelled!?) i have been faxing them the info now for about a week.& They had the nerve to tell me to stop sending stuff that they had enough info. well, apparently not if you are still charging for insurance that i cancelled & A Payment i already made!

i have been past around to some many reps it is pitiful.& our payment is due on the 1st & on the 2nd they are calling. they dont like it when YOU are pushy with them & demand answers & have your paper work in order. i will cont. to stay on their a** in till they fix our account i will call & fax in till all is done.& Hound that "account representative" like they hound us!there are evil idiots & every single person on here that has written a complaint needs to report them to the better business bureua & who ever else they can be reported to!!!

enough is enough we as consumers have rights & its time vanderbilt gets those rights shoved in their faces! do they not know that if it wasnt for we the consumers their sorry a**es would be outta business!!!?

oh! then we requested a payment history for the past 2 years & our acount "rep"mrs domique smith said they couldnt give us that? what the hell? then why do they have it on the back of our statement 1 year of ymnt history 5.00? then they say well you signed on for insurance for 2 years you owe us in till june 09. my a** i do! i never i said anything stating that!

i them proof of insurane & all i am paying them is our reg pmnt & faxg them proof of insurance every month in till these idiots take it off! why do i want theie ins. anyway they only cer their own a**es not mine if my house burns down or tornado comes or anthing else i am not covered! what good is that? bring on that class action lawsuit i am ready!!!

maggie
fort stockton, Texas
U.S.A.

This report was posted on Ripoff Report on 9/30/2008 8:44:01 PM and is a permanent record located here: http://www.ripoffreport.com/miscellaneous-companies/vanderbilt-mortgage/vanderbilt-mortgage-lisha-mor-6bax4.htm. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

Amazing, yet ongoing fraud, etc. Vanderbilt still going strong! When will they go down?

AUTHOR: Melissa - Roswell (U.S.A.)

Again, Again, Again, How many of these stories will be posted with the exact same circumstances leading up to the demise of families all over, before Vandy goes down? What will it take? I myself have i think 4 postings here, have contacted every state, and federal entity to report all of these injustices. I am in foreclosure with vandy myself, am awaiting the local judges verdict. I counter-sued. However, at the close of my trial my wonderful, local outta Texas judge, announces to myself and their attornys, that he unfortunaltly does not believe me...that he already granted them my 10acre property and their broken down ten year mobile home that originally they claimed to be an oakcreek, whos serial number doesn't match their documents, my signature forged for applications for title, to the state, by VANDY, all this and some over my ten year fight with them produced in part by them...no payment history till I said cmon come and take it. And, for the same reasons that I have heard in this posting, first forclosure action for a payment that I made, according to my so called mortgage, vandy put it in a so called overage acct. and forclosed on me for roughly 36 bucks, (the amount changes) according to whos doin the typing at vandy that day, they say for property tax, well the state has a lein on my property for faliure to pay property tax, hmmmmmmm go figure, then they say for insurance....and pull a policy out their arses, with the wrong serial number and only valid for a year....4 months after they forclosed on me....hmmmmm.....still the judge doesn't believe me! Anyway, I have to encourage all of you victims like myself....go to your state, go to the feds, do it all however unproductive it may seem don't give up! All of us that go before you, don't want to do this in vain, I'm probably going to lose after 10 years, the last two in litigation with vandy. I have 5 Children at home, countless critters, all of whom are dependant on me, all of whom will be homeless due to the unscupulous and unlawful practices of our beloved Vanderbilt. I made a stand not only for myself, risking all, but for all of us!

GodSpeed, and don't give in and up! Get up and get moving!
sincerely
melissa
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