WELLS FARGO MORTGAGE Wells Fargo Flood Determination Fraudualant Flood Insurance Jacksonville, Florida

able to understand WHY the big banks, like Wells Fargo & others, are requiring you to carry 'Flood Insurance'.

Wells Fargo apparently has a pattern of forcing flood and blaming FEMA. I am a Realtor in the Tampa Bay area. My client closed on a home that sits on a hill here in Pasco County. Prior to closing Wells Fargo said she needed flood. The Pasco County Property Appraiser had the home in X Flood Zone.

The insurance company also had X in thier data base. While my clients had flood insurance it was only $336 per year because of the X zone. Now 1 year later Wells Fargo comes back and tells her she is in an AE flood zone and if she does not get her insurance carrier to charge her for that Wells Fargo will at the rate of $175 per month.

I spoke with a lady with the county and with FEMA. FEMA sent me a form (LOMA), which we filled out and mailed in. The LOMA is free. My client hired a certified surveyer to do an elevation ceertificate. The home was 65' above sea level. The lady with Pasco County was nice enough to send the form to FEMA and they changed their records to X.

The data base that insurance companies use looks like an official Department of Homeland Security and Federal Emergency Management Agency form - it even has a seal. This is NOT a government agency and that form is very official looking and misleading. I was told by the lady with the county that is a private company in Texas. That is probably why Barb with Wells Fargo is able to make a phone call and have the data base changed.

I have some other very interesting facts that an attorney should be interested in for a class action lawsuit against Wells Fargo. Please contact me at (((REDACTED))). My name is Kim and I am in the phone book. (Wesley Chapel, FL)

This is a rip-off and most people simply do not have the time to figure out how to fix it and Wells Fargo knows that. Since they own the insurance company they are forcing people to have I believe they are making lots of money.

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

is available at the BANK OF AMERICA page of this site.

Do you happen to know of anyone else in NEPA going through this nonsense over flood insurance? I posted on here a couple of days ago, I'm hoping to find enogh local people to light a fire under our local media.  I've talked to 16 and 28, they seem interested, but I need them to understand that this is happening to alot of people.  Any information you may have could help.

Do you happen to know of anyone else in NEPA going through this nonsense over flood insurance? I posted on here a couple of days ago, I'm hoping to find enogh local people to light a fire under our local media.  I've talked to 16 and 28, they seem interested, but I need them to understand that this is happening to alot of people.  Any information you may have could help.

Updates section to that Bank of America Ripoff Report, correct?