devoted
  • Report: #560128

Complaint Review: Bank Of America Home Loans / Countrywide

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  • Submitted: Tuesday, January 26, 2010
  • Last Posting: Sunday, April 08, 2012
  • Reported By: Joy — Zanesville Ohio USA
Bank Of America Home Loans / Countrywide
P.O. Box 5170 Simi Valley California 93062-5170 United States of America

Bank Of America Home Loans / Countrywide Formerly: Countrywide Home Loans "BOA"=Rips-Off-"Senior-Citizen/Veteran":Charged Excessive Interest On Home-Loan!="Where Is Senior's Bailout?" Simi Valley, California

*Consumer Comment: POEM FOR BUTZI


1Author 14Consumer 0Employee/Owner

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Start Date:10/2008-Filed A complaint with:The Ohio Attorney General's Office, about the mortgage company=Countrywide=now Bank of America, and was trying to get some of the excessive interest that they charged me taken off of my remaining loan balance.  However, they have refused to reduce my loan amount=but, instead it has been increased=due to the fact I was unable to make any payments since=10/2008, due to severe financial problems. So, I tried to do a loan-remodification with them under President Obama's new Homeowner's Affordability Plan=No Success!

Then, I got NACA=Neighborhood Assiatance Corporation of America involved, but Bank of America has a contract with them to write all NACA restructured loans with the property taxes & house insurance included in the monthly payments. Well, I finally got them to take that off, so they say it is, but, it is still on the loan proposal on my NACA file.  And, I  am still trying to get them to come down to the lowest interest rate that is offered to people like me in my situation from the Bank=which is 1.875%=fixed rate @ 30yrs.., and to reduce my total loan balance from all of the excessive interest, late fees, etc., and I recently discovered they are even charging me another escrow fee to have someone drive by my house once per month to see if it is empty, or occupied or not!

This report was posted on Ripoff Report on 1/26/2010 1:07:26 AM and is a permanent record located here: http://www.ripoffreport.com/mortgage-companies/bank-of-america-home/bank-of-america-home-loans-c-a68fa.htm. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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REBUTTALS & REPLIES:
1Author 14Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

Encore presentation of- USA POEM

AUTHOR: Karl - highlands ranch (U.S.A.)

SUBMITTED: Tuesday, January 26, 2010

USA POEM

How did this happen
In our country today
We need you back
We need you JKF!

We just stopped listening
To the birds that would sing
We need you back
We need you Dr. King!

It's all about money
No one wants a simple hobby
Why did they do it
Why did they shoot Bobby?

No longer are the words
"For amber waves of grain"
The PEOPLE are crying out
For many are in pain.

What happened to our 'leaders'
The ones that we elected
The ones who took that oath
That the PEOPLE would be protected?

What happened to this country
What happened to this land
What happened to the people
Walking together hand-in-hand?

What happened to that dream
Why can't they understand
It's about HAPPINESS & PEACE
Throughout this beautiful land.

I guess this poem is over
Not much more to say
Except- We need you Dr. King
And we need you JKF!

End.

'USA POEM' was originally posted in 2008. Anyone can 'Google' this- RIP OFF REPORT TOYOTA MOTOR CORPORATION USA MANIPULATION, and it appears in the comments section to Charlene's Ripoff Report.

Or, you can 'Google' this- RIP OFF REPORT BANK OF AMERICA PAID A FRAUDULENT CHARGE TO MY CREDIT CARD, and it appears in the comments section, along with other poems, like- 'PEACE PRIZE POEM' & 'DECADE POEM'.

***PLEASE SPREAD THIS RIPOFF REPORT ALL OVER THE WEB at sites like- 'TWITTER' & 'FACEBOOK'.

Thank You.

P.S. To the person who posted this Ripoff Report: Go to the Wells Fargo Ripoff Report entitled- RIP OFF REPORT WELLS FARGO BANK- WELLS FARGO HOME MORTGAGE WELLS FARGO LIED (you can 'Google' that Ripoff Report), and watch the 3 videos that are available in the comments section. 

You might want to do what those two people did, wouldn't you agree?

Good luck!



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#2 Consumer Comment

USA POEM

AUTHOR: Karl - highlands ranch (U.S.A.)

SUBMITTED: Tuesday, January 26, 2010

USA POEM

How did this happen 
In our country today
We need you back
We need you JFK!

We just stopped listening
To the birds that would sing
We need you back
We need you Dr. King!

It's all about money
No one wants a simple hobby
Why did they do it
Why did they shoot Bobby?

No longer are the words
"For amber waves of grain"
The PEOPLE are crying out
For many are in pain.

What happened to our 'leaders'
The ones that we elected
The ones who took that oath
That the PEOPLE would be protected?

What happened to this country
What happened to this land
What happened to the people
Walking together hand-in-hand?

What happened to that dream
Why can't they understand
It's about HAPPINESS & PEACE
Throughout this beautiful land.

I guess this poem is over
Not much more to say
Except- We need you Dr. King
And we need you JFK!

End.

'USA POEM' was inspired by Cicley's comment which was posted on February 29th 2008 at 4:54 PM in the comments section of the BusinessWeek article entitled- BERNANKE'S HISTORY LESSON (anyone can 'Google' that BW article!)

Cicley's comment also inspired- 'FIX AMERICA POEM', which can be found by 'Googling' this- RIP OFF REPORT TOYOTA MOTOR CORPORATION USA MANIPULATION, and it appears in the 'Updates' section to Charlene's Ripoff Report.

Thank You.

P.S. Please spread this Ripoff Report all over the worldwide web. Maybe someone will help the man and his dog who are pictured above. But then again, he's not a bank executive or a CEO of a failing corporation, huh?



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#3 Consumer Comment

FIX AMERICA POEM

AUTHOR: Karl - Highlands Ranch (USA)

SUBMITTED: Wednesday, May 05, 2010

FIX AMERICA POEM

There are a lot of broken-down people
Look around, maybe you know 'em
Memorial Day weekend just started
FIX AMERICA POEM

The rate is extremely low
But inflation is real high
FIX AMERICA POEM
We can't afford blueberry pie

People are now losing hope
They can't even afford to buy bread
FIX AMERICA POEM
It's exactly what all of us said

The 'big-shots' keep cashing-in stock
A CRASH is soon coming I fear
FIX AMERICA POEM
Another one just shed a tear

Corporations have now taken over
The people have become the minority
FIX AMERICA POEM
Don't forget- we are the MAJORITY

This election will not solve a thing
They're just PUPPETS- it's all they will be
FIX AMERICA POEM
We need someone for you and for me

The WEB has become our last hope
If we give-up I know that we'll lose
FIX AMERICA POEM
Don't give in to that bottle of booze

I guess that this poem is over
Time to go out and get some fresh air
FIX AMERICA POEM
We are the PEOPLE- THE PEOPLE WHO CARE!

End.

"FIX AMERICA POEM" was originally posted almost two years ago on May 25th 2008 as an Update to Charlene's Toyota Ripoff Report entitled- RIP OFF REPORT TOYOTA MOTOR CORPORATION USA MANIPULATION (Anyone can 'Google' that Toyota Ripoff Report.)

*The poem was inspired by Cicley's comment, which was posted on February 29th 2008 at 4:54 PM at the BusinessWeek article entitled- BERNANKE'S HISTORY LESSON (Anyone can 'Google' that BusinessWeek article.)

Thank You

P.S. The "CRASH", which was mentioned in the 4th quatrain of the poem, did happen about 5 months after "FIX AMERICA POEM" was posted right here at Ripoff Report.

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#4 Consumer Comment

NATIONWIDE FORECLOSURE ALERT: Please 'Google' this- PBS NEWSHOUR, and then...

AUTHOR: Karl - Highlands Ranch (USA)

SUBMITTED: Tuesday, October 19, 2010

type in- ONE PRODUCER'S TAKE ON PUTTING A HUMAN FACE ON THE FORECLOSURE STORY, and watch the videos on the web.

POWER TO THE PEOPLE

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#5 Consumer Comment

"USA POEM"...

AUTHOR: Karl - Highlands Ranch (USA)

SUBMITTED: Wednesday, November 03, 2010

was originally posted on April 22nd, 2008 at 6:19 PM.

Anyone can 'Google' this- THERE IS NO GAS SHORTAGE, and go to the BusinessWeek article and see that "USA POEM" was posted on that date. It appears on, or around, 'Page 21' in the comments section.

Also pay attention to what was stated in the comment posted on April 22nd, 2008 at 11:49 PM.

Thank You

WELCOME TO THE USA- ONE BIG LIE


********************************   Lie Alert   *******************************

*For proof that the USA is one big lie, simply go to the comment that was posted on May 31st, 2008 at 9:13 PM at that same BusinessWeek article. 
It appears on, or around, 'Page 10' in the comments section. 

***Now stay at this site and type in 269041 and read what is stated in 'Consumer Comment #3', entitled- "Blame it on a Lawyer".

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#6 Consumer Comment

BANK SONG 11

AUTHOR: Karl - Highlands Ranch (USA)

SUBMITTED: Wednesday, November 24, 2010

OLD BANK SCAM

(Please sing to the tune of- "Auld Lang Syne")

Anyone can 'Google' this- AULD LANG SYNE- LYRICS AND MIDI, and sing the following lyrics to that tune, right?

Here we go- 1, 2, 3...

May all the bankers be exposed
 And always brought to mind
May all the 'big-shots' soon get hosed
 And do some jail-time.

Oh jail-time, oh jail-time
 For all the scammers too
They screwed the people of this land
 Took their homes and now they're blue.

May government soon understand
 They screwed us and screwed them too
Yet government gave bankers TARP
 Now they're laughing, yes it's true.

They cruise on yachts they fly on jets
 They drink martinis too
Own mansions down in West Palm Beach
 Now they laugh at me and you!

End.

Thank You

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#7 Consumer Comment

"FRAUD POEM"....

AUTHOR: Karl - Highlands Ranch (USA)

SUBMITTED: Tuesday, January 04, 2011

is available at this website!

*Just type in 502469 and it appears as 'Consumer Comment #19' at Ripoff Report #502469.

Thank You

HAPPY NEW YEAR

************************* MORTGAGE FRAUD ALERT ************************ 

*Don't forget to type in 481508 and read St. Clair's Ripoff Report for valuable information if you have a mortgage in the USA. 


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#8 Consumer Comment

"FIX AMERICA POEM"...

AUTHOR: Karl - Highlands Ranch (USA)

SUBMITTED: Thursday, February 03, 2011

is available at this site!

*Just type in 261157 and it appears as 'Consumer Comment #12' at Ripoff Report #261157.

Thank You 


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#9 Consumer Comment

SANHEDRIN POEM

AUTHOR: Karl - Highlands Ranch (USA)

SUBMITTED: Wednesday, March 09, 2011

SANHEDRIN POEM

There once were some people
They put Jesus to death
They were called the Sanhedrin
Probably all had bad breath
Looks like they're at it again
But so many can't see
'Cause they're not all awake
Watching too much T.V.
Sanhedrin poem is over
Contact Bobby and Deb
Tell 'em 'Google'- SANHEDRIN
It's right there on the web.

End.

Anyone can 'Google' this- SANHEDRIN TRIAL OF JESUS- WIKIPEDIA, and read all about the trial of Jesus on the web.

*First question: Why did the Sanhedrin have Jesus arrested?

Possible answer: He was 'leaking' information to the people about the big-shots back in his day, and the big-shots wanted to shut him up so an uprising wouldn't occur that might jeopardize their power. 

**Second question: Why did the big-shots have Bradley Manning arrested?

***Third question: Why are the big-shots trying to have Julian Assange extradited to Sweden, and possibly face criminal charges in the USA?

Thank You

"Knowledge is power."

POWER TO THE PEOPLE
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#10 Consumer Comment

POEM FOR BRADLEY

AUTHOR: Karl - Highlands Ranch (USA)

SUBMITTED: Thursday, April 14, 2011

POEM FOR BRADLEY

Bradley was arrested
Now he's being held
Things are very fishy
He knew something smelled
USA is rotten
USA is broke
USA's a lie
USA's a joke
Guess this poem's over
Many people dead
Time to pledge allegiance
To our new God
The FED.

End.

Anyone can 'Google' this- MOTHER FEARS FOR SOLDIER SON HELD IN US OVER WIKILEAKS DATA, and read the related articles on the web.

Don't forget to 'Google' this- GERMANY: AN APPEAL TO OBAMA OVER A U.S. PRISONER'S TREATMENT, and read the related articles on the web.

Then 'Google' this- COLLATERAL MURDER, and watch that video on the web.

Finally, don't forget to stay at this site and type in 529757 and go to 'Consumer Comment #22' at Ripoff Report #529757 and read- "FEDge of ALLEGIANCE".

Thank You

WELCOME TO AMERICA- ONE MASSIVE LIE
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#11 Consumer Comment

FACES OF POVERTY POEM

AUTHOR: Karl - Highlands Ranch (USA)

SUBMITTED: Tuesday, September 20, 2011

FACES OF POVERTY POEM

Faces of poverty
When will it end
Tell all your neighbors
Text your best friend
Our country's collapsing
So who gets the thanks
Politicians and 'big-shots'
Who serve Central Banks
This poem is over
The USA is a lie
Give the bankers more money
Keep the Dow Jones up high?

End.

Anyone can 'Google' this- FACES OF POVERTY, and read the CNNMoney article on the web. 

Don't forget to 'Google' this- FACES OF POVERTY CHANGING, and watch that video on the web also.

Thank You
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#12 Consumer Comment

WALL STREET'S OCCUPIERS........

AUTHOR: Karl - Highlands Ranch (USA)

SUBMITTED: Wednesday, October 05, 2011

can be 'Googled'.

Anyone can 'Google' this- WALL STREET'S OCCUPIERS CNN, and read that article and the related articles on the web, and see pictures of some of the occupiers.

Thank You

***OIL ALERT: Don't forget to stay at this site and type in 496992 and read the consumer comment entitled- "WORLDWIDE OIL ALERT".
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#13 Consumer Comment

POEM FOR STEVE

AUTHOR: Karl - Highlands Ranch (USA)

SUBMITTED: Sunday, October 09, 2011

POEM FOR STEVE

Don't stand by his grave and weep
For he is not there
He does not sleep
He is a thousand winds that blow
He is the diamond's glint on snow
He is the sunlight on ripened grain
He is the gentle autumn's rain
In the soft hush of the morning light
He is the swift bird in flight
Don't stand by his grave and cry
He is not there
He did not die.

-Unknown Native American Author

Steve Jobs
 
1955 - 2011
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#14 Consumer Comment

POEM FOR BUTZI

AUTHOR: Karl - Highlands Ranch (USA)

SUBMITTED: Sunday, April 08, 2012

POEM FOR BUTZI

F.A. Porsche
Went straight to heaven
He was driving an
Air-cooled 911.

End.

Anyone can 'Google' the following and read the related articles and watch the videos on the web-

1) FERDINAND A. PORSCHE, DESIGNER OF THE 911, DIES AT 76

2) 'BUTZI' DIES, BUT LIVES ON

3) AIR-COOLED 911

4) 1987 PORSCHE 911, PORTRAIT OF A LEGEND

Feel free to type in 529757 at this site and go to 'Consumer Comment #3' at Ripoff Report #529757 and read the quote that appears in that consumer comment, which was made by F.A."Butzi" Porsche.

Thank You
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