Countrywide Home Loan, Nationwide .. home loan hoodlums consumer rip offs

In 1998 I took out a mortgage with Motorola Credit Union. They sold the loan to Countrywide Home Loan. In the spring of 2000 I sold my home in AZ and moved to VA.

I contacted Countrywide and asked them about a loan for my new home. They said yes, and that the credit report and appraisal would be free. Also the process would be hassle free and I just needed to contact them when I found a home and they would take care of the loan.

The process was not hassle free, I needed to provide as much documentation as any bank would require. They were asking for papers the day before the closing! I would have been better off to find my own lender in Va. I could have done better on the interest rate and had better service as well.

I closed on my home in May, 2000 and have not yet been refunded for the $300.00 appraisal fee that they charged me up front. Letters and phone calls have been unsuccessful. I will not give up the effort to collect my refund from these hoodlums.