Home Eq purchased insurance in my name for my home because they said that my insurance had lapsed. It had not. I paid the insurance 10 days before it was due. I refuse to pay them. They sent my payment back because they said it was not enough even though it is the amount I have been paying for 12 years. They added the insurance onto my account. Now they are foreclosing because I refused to pay the $7.47.
They also say that I did not pay Octobers paymen, Novembers payment. They sent Octobers payment back to me. They cashed Novembers payment and then filed foreclosure on Dec. 19. The insurance supposedly lapsed in July. They have taken every payment I sent them until now. We owe approximately 26,000 for our home, and less than 4 years to pay off.
I believe they are doing unethical things to take my home away from me and my four children. Even though they cashed Novembers payment, they are still trying to collect for Novembers payment.
Nancy
Rockmart, Georgia
U.S.A.