• Report: #422893

Complaint Review: Midland Mortgage Co,

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  • Submitted: Wednesday, February 11, 2009
  • Last Posting: Saturday, March 21, 2009
  • Reported By: — Rocky Mount Virginia
Midland Mortgage Co,
PO Box 268888 Oklahoma 73126-8888 U.S.A.

Midland Mortgage Co, Refuse to refinance loan because I live in Virginia, Oklahoma


1Author 1Consumer 0Employee/Owner

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my loan was sold by gmac to midland mortgage company in 2008 . i called midland to ask about gettiong my loan refinanced and what their interest rate was i was then asked what state i lived in . i told them i lived in virginia and they told me they did not refinance loans in virginia . my question is this legal for them to refuse to refinance loans in certain states . my payments have always been on time and even send in a little extra when i can .

Cecil
Rocky Mount, Virginia
U.S.A.

This report was posted on Ripoff Report on 2/11/2009 10:45:04 AM and is a permanent record located here: http://www.ripoffreport.com/mortgage-companies/midland-mortgage-co/midland-mortgage-co-refuse-to-af6ez.htm.

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#1 Consumer Comment

GMAC to Midland

AUTHOR: 2days - Spring (U.S.A.)

SUBMITTED: Saturday, March 21, 2009

My mortgage was also in the package that went from GMAC to Midland. To the best of my knowledge, they can refuse to refinance. Many mortgage and insurance companies have limits on what states they will loan to or insure. In fact, this is very common.

However, you are not married to Midland Mortgage. You are free to refinance with another company. Go to www.bankrate.com and research mortgage rates and lenders servicing your area.
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