• Report: #4290

Complaint Review: National City Mortgage

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  • Submitted: Friday, January 26, 2001
  • Last Posting: Saturday, December 29, 2001
  • Reported By:
National City Mortgage
3232 NewMark Drive Miamisburg hio 45342 U.S.A.

National City Mortgage - world's dumbest mortgage company *UPDATE other victims


3Author 0Consumer 0Employee/Owner

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National City Mortgage once charged us a late fee, not because they didn't receive our payment on time but because they didn't know what to do with the check. There had always been plenty of money in the bank to cover the check, and a look at a scan of it showed that it was in order and included not only our name and address but also our mortgage number.

That wasn't the first time that National City Mortgage had made a serious mistake. During the application process they were going to call an end to everything because they said that we hadn't furnished them a certain form, but included with their letter was that very form, already filled out.

This report was posted on Ripoff Report on 1/26/2001 12:00:00 AM and is a permanent record located here: http://www.ripoffreport.com/mortgage-companies/national-city-mortga/national-city-mortgage-world-6933d.htm.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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REBUTTALS & REPLIES:
3Author 0Consumer 0Employee/Owner
Updates & Rebuttals

#1 Update By Author

National City Mortagage pushed my house to foreclosure

AUTHOR: - ()

They filed the following rebuttal to the above Rip-Off Report:

Their email: Specialbizlady@aol.com
Their name: Rocelyn

Their relationship to the company: Consumer Suggestion

Rebuttal:
National City Mortagage pushed my house to foreclosure on a FHA loan. I sent the necessary paperwork why I got behind. They said they did not get
it. Everytime I called I got a voice-mail inwhich I left a message. They did not return my calls. Not only when I had to go to court they used a Juvenile court Judge to make the decision to foreclose without the court reveiwing my documents. I could resume payments and had the rest put
behind my 30 year mortgage.
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#2 Update By Author

NCM company has forced me to drop them

AUTHOR: - ()

They filed the following rebuttal to the above Rip-Off Report:

Their email: paulrgallagherjr@aol.com
Their name: Paul R. Gallagher Jr.

Their relationship to the company: Consumer Suggestion

Rebuttal:
NCM company has forced me to drop them for the following reasons:

1 - PMI went from 80/20 to 75/25 - against the law!
2 - requirement to maintain 18 months of escrow - against the law!
3 - false advertising - upon closing all escrow will be mailed within "5 to 10" busines days -



I closed on 3 Dec 01 as of 28 Dec they still have my escrow, will not reslease until after the first of the month, they want to get their interest but will not pay me any interst!
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